Williamson County property record for 181 Rivergate Dr, Franklin, TN 37064
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,272 sqft · built 1986 |
| Lot Size | 0.298 acres (13,020 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Jun 1994) |
| Tax Bill | $2,572 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Dec 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 094089J C 00400 |
| Primary APN | 094089J C 00400 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 13,020 sqft (0.298 acres) |
| Lot Dimensions | 155 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Porch | Porch |
| Porch Area | 88 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 181 RIVERGATE DR |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37064-5544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD RIVERVIEW PARK SEC 6 PB 10 PG 28 LOT 0604 |
| Legal Subdivision | RIVERVIEW PARK |
| Legal Lot Number | 604 84 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 50907 |
Source: Williamson County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 181 RIVERGATE DR, FRANKLIN, TN 37064-5544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Dec 8, 2020 | Loan Modification, Mortgage · Line of Credit BANKCORPSOUTH BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 1994 · Amount on Record |
| Deed Sale | Jun 14, 1994 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 181 RIVERGATE DR, FRANKLIN, TN 37064-5544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0081500655 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 8150/655 |
| Instrument | 20044675 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | BRENTWOOD, TN 37027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 26, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 181 RIVERGATE DR, FRANKLIN, TN 37064-5544 |
| Document Number | 0083300546 |
| Instrument Date | Dec 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0083300546 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 008330/000546 |
| Instrument | 71157 |
| Name | BANKCORPSOUTH BK |
|---|---|
| Type | Bank |
| Address | BRENTWOOD, TN 37027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Elementary School District | Franklin Special School District (PK - 08) |
| Secondary School District | Williamson County School District in Franklin (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,572.00 (-44.3%) | $124,650 (+52.85%) Land $55,000 Building $69,650 | $498,600 (+52.85%) Land $220,000 Building $278,600 |
| 2024 | $4,618.00 (+108.11%) | ||
| 2023 | $2,219.00 | $81,550 (-) Land $21,250 Building $60,300 | $326,200 (-) Land $85,000 Building $241,200 |
| 2022 | $2,219.00 | $81,550 Land $21,250 Building $60,300 | $326,200 Land $85,000 Building $241,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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