181 River Rd, Kingston, TN 37763 Property Records

Roane County property record for 181 River Rd, Kingston, TN 37763

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 2000
Lot Size	1.47 acres (64,033 sqft)
Owner	Owner Name on File
Last Sale	$132,000 (Jul 2001)
Tax Bill	$1,166 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073078 05712`

Property Details

APN / Parcel Number

Primary APN	`073078 05712`
Alternative APN	`078 05712`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Finished Basement	784 sqft
Unfinished Basement	784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	170 sqft
Deck Area	120 sqft
Patio Area	132 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	181 RIVER RD
City	KINGSTON
State	TN
Zip	37763-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: HILLTOP FARMS
Legal Subdivision	HILLTOP FARMS
Legal Lot Number	3
Jurisdiction	ROANE TN
Township / Civil Division	7
Census Block Group	2
Census Block	2021
Census Tract	30301

Owner

The current owner of 181 River Rd bought it in July 2001.

Source: Roane County records, as of January 30, 2026

Owner of Record	Owner Name on File
Mailing Address	181 RIVER RD, KINGSTON, TN 37763-6310
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage ORNL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2001 · Amount on File
Deed Sale	Jul 6, 2001 · Amount on File
Prior Sale	Sep 30, 1997 · Amount on File
Deed Document Number	000000A221
Deed Book / Page	A22 / 1
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	181 RIVER RD, KINGSTON, TN 37763-6310
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001836324
Date	Dec 7, 2021
Book Page	1836/324
Instrument	21011196

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	181 RIVER RD, KINGSTON, TN 37763-6310
Document Number	170416
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RIVER RD KINGSTON TN 377636310, KINGSTON, TN 37763-6310

Mortgage

Document Number	170416
Date	Sep 4, 2019
Book Page	001704/000016
Instrument	5988

Lender

Name	ORNL FCU
Type	Credit Union
Address	OAK RIDGE, TN 37830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 3, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 181 River Rd was $1,166, up 6.6% from the year before.

Source: Roane County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00 (+6.58%)	$77,825 (+70.76%) Land $13,475 Building $64,350	$311,300 Land $53,900 Building $257,400
2024	$1,094.00	$45,575 (-) Land $7,450 Building $38,125
2023		$45,575 (+0.39%) Land $7,450 Building $38,125
2022	$1,090.00	$45,400 Land $7,450 Building $37,950	$181,600 Land $29,800 Building $151,800
2020			$182,300 Land $29,800 Building $152,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 181 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 River Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures