Manchester Town property record for 181 Ludlow Rd, Manchester, CT 06040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,799 sqft · built 1966 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,573 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Jan 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 369000181 |
| Primary APN | 369000181 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,799 sqft Living Area |
| Gross Area | 4,730 sqft |
| Basement Area | 1,121 sqft |
| Finished Basement | 1,121 sqft |
| Unfinished Basement | 1,121 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 369000181 |
|---|---|
| Street Address | 181 LUDLOW RD |
| City | MANCHESTER |
| State | CT |
| Zip | 06040-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA |
| Legal Block | 3690 |
| Legal Lot Number | 181 |
| Jurisdiction | MANCHESTER CT |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 515000 |
Source: Manchester Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 181 LUDLOW RD, MANCHESTER, CT 06040-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Jan 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST FAMILY FEDERAL CREDIT UNION |
| Dec 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU |
| Oct 21, 2020 | Deed of Trust, Mortgage · Balloon Mortgage AMERICAN EAGLE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Property Address | 181 LUDLOW RD, MANCHESTER, CT 06040-4544 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004680-296 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 4680/296 |
| Instrument | 6647220015 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Property Address | 181 LUDLOW RD, MANCHESTER, CT 06040-4544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4584-744 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 4584/744 |
| Name | NORTHEAST FAMILY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Feb 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Property Address | 181 LUDLOW RD, MANCHESTER, CT 06040-4544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4605-682 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 4605/682 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Property Address | 181 LUDLOW RD, MANCHESTER, CT 06040-4544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4628-694 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 4628/694 |
| Instrument | 6512160010 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Manchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Manchester Town |
| Unified School District | Manchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,573.00 | $240,400 (-) Land $46,100 Building $194,300 | $168,280 Land $32,270 Building $136,010 |
| 2024 | $9,573.00 (+7.04%) | ||
| 2023 | $8,943.00 (+2.99%) | $240,400 (-) Land $46,100 Building $194,300 | |
| 2022 | $8,683.00 | $240,400 Land $46,100 Building $194,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 86% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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