174 Ludlow Rd, Manchester, CT 06040 Property Records

Manchester Town property record for 174 Ludlow Rd, Manchester, CT 06040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,392 sqft · built 1961
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$232,500 (May 2014)
Tax Bill$7,892 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN369000174

Property Details

APN / Parcel Number

Primary APN369000174
Alternative APNs
  • MANC M:123 B:3690 L:174
  • MCHS M:123 B:3690 L:174

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,392 sqft Living Area
Gross Area3,762 sqft
Basement Area774 sqft
Finished Basement774 sqft
Unfinished Basement774 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number369000174
Street Address174 LUDLOW RD
CityMANCHESTER
StateCT
Zip06040-4545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA
Legal Block3690
Legal Lot Number174
JurisdictionMANCHESTER CT
Township / Civil DivisionMANCHESTER
Census Block Group1
Census Block1005
Census Tract515000

Owner

Source: Manchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address174 LUDLOW RD, MANCHESTER, CT 06040-4545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Balloon Mortgage
GUARANTEED RATE INC
Nov 13, 2017Deed of Trust, Mortgage · Line of Credit
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2014 · Amount on Record
Deed SaleMay 2, 2014 · Amount on Record
Prior SaleSep 18, 1987 · Amount on Record
Deed Book / Page4164 / 239
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANCHESTER CT
Property Address174 LUDLOW RD, MANCHESTER, CT 06040-4545
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004643-925
DateMar 8, 2021
Book Page4643/925
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANCHESTER CT
Property Address174 LUDLOW RD, MANCHESTER, CT 06040-4545
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4486-42
DateNov 13, 2017
Book Page4486/42
Instrument6237270010
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionManchester Town
Unified School DistrictManchester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,892.00$198,200 (-) Land $45,100 Building $153,100$138,740 Land $31,570 Building $107,170
2024$7,892.00 (+7.04%)
2023$7,373.00 (+2.99%)$198,200 (-) Land $45,100 Building $153,100
2022$7,159.00$198,200 Land $45,100 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER WATER DEPARTMENT
serves 51,198 people · EPA ID CT0770021
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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