Manchester Town property record for 173 Ludlow Rd, Manchester, CT 06040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,167 sqft · built 1961 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (May 2006) |
| Tax Bill | $8,844 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance Mar 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 369000173 |
| Primary APN | 369000173 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,167 sqft Living Area |
| Gross Area | 5,105 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 369000173 |
|---|---|
| Street Address | 173 LUDLOW RD |
| City | MANCHESTER |
| State | CT |
| Zip | 06040-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA |
| Legal Block | 3690 |
| Legal Lot Number | 173 |
| Jurisdiction | MANCHESTER CT |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 515000 |
Source: Manchester Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 173 LUDLOW RD, MANCHESTER, CT 06040-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAS FIRST NETWORK CREDIT UNION |
| Mar 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance EAST HARTFORD FEDERAL CREDIT UNION |
| Jan 6, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance EAST HARTFORD FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2006 · Amount on Record |
| Deed Sale | May 1, 2006 · Amount on Record |
| Deed Book / Page | 3262 / 285 |
| Last Transfer Date | Nov 26, 2019 |
| Transfer Doc | 6446140001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Property Address | 173 LUDLOW RD, MANCHESTER, CT 06040-4544 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 04724-1112 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 4724/1112 |
| Instrument | 6780130007 |
| Name | AMERICAS FIRST NETWORK CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Property Address | 173 LUDLOW RD, MANCHESTER, CT 06040-4544 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004683-223 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 4683/223 |
| Instrument | 6655540007 |
| Name | EAST HARTFORD FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANCHESTER CT |
| Recording Date | Jan 6, 2020 |
| Property Address | 173 LUDLOW RD, MANCHESTER, CT 06040-4544 |
| Document Number | 4607-811 |
| Book / Page | 4607 / 811 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 6446140001 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 173 LUDLOW RD, MANCHESTER, CT 06040-4544 |
| Document Number | 4607-812 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 4607/812 |
| Instrument | 6446150006 |
| Name | EAST HARTFORD FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Manchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Manchester Town |
| Unified School District | Manchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,844.00 | $222,100 (-) Land $46,700 Building $175,400 | $155,470 Land $32,690 Building $122,780 |
| 2024 | $8,844.00 (+7.04%) | ||
| 2023 | $8,262.00 (+2.99%) | $222,100 (-) Land $46,700 Building $175,400 | |
| 2022 | $8,022.00 | $222,100 Land $46,700 Building $175,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 86% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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