Bergen County and Ramsey Borough property record for 181 Grove St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,210 sqft · built 1963 |
| Lot Size | 1.5 acres (65,645 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $16,106 (2025) |
| Deeds & Mortgages | Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01402-0000-00009 |
| Primary APN | 48-01402-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,210 sqft Living Area |
| 1st Floor Area | 2,210 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 65,645 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4801401000000009 |
|---|---|
| Street Address | 181 GROVE ST |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.507AC |
| Legal Block | 1402 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 44100 |
181 Grove St is owned and occupied by an individual.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 GROVE ST, RAMSEY, NJ 07446-1312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 181 GROVE ST, RAMSEY, NJ 07446-1312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031511483 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 3151/1483 |
| Instrument | 19-002412 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 181 Grove St was $16,106, down 2.1% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $810,300 (+3.59%) Land $469,000 Building $341,300 | $810,300 (+3.59%) Land $469,000 Building $341,300 | |
| 2025 | $16,106.00 (-2.13%) | $782,200 Land $444,000 Building $338,200 | $782,200 Land $444,000 Building $338,200 |
| 2024 | $16,457.00 | ||
| 2023 | $583,200 Land $331,800 Building $251,400 | $583,200 Land $331,800 Building $251,400 | |
| 2022 | $15,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Grove St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Grove St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: T-Mobile.
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