142 Grove St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 142 Grove St, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,338 sqft · built 1957
Lot Size	0.375 acres (16,335 sqft)
Owner	Company Name on File
Last Sale	$999,999 (Aug 2026)
Tax Bill	$17,642 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-01802-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`48-01802-0000-00001`
Alternative APN	`480180200001`

Interior

Stories	2 Stories
Building Area	2,338 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	157 ft deep x 104 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	142 GROVE ST
City	RAMSEY
State	NJ
Zip	07446-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.375AC
Legal Block	1802
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1011
Census Tract	44100

Owner

142 Grove St is owned by a company that bought it in August 2026.

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	142 GROVE ST, RAMSEY, NJ 07446-1311
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage AFFINITY FEDERAL CREDIT UNION
Jan 17, 2018	Grant Deed, Transfer · Conventional Mortgage PATRICIA VANDERCLIFF

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Jan 17, 2018 · Amount on File
Deed Document Number	202659821
Deed Book / Page	5885 / 1971
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 28, 2026
Property Address	142 GROVE ST, RAMSEY, NJ 07446-1311
Document Number	0000059821
Book / Page	5885 / 1971
Instrument Date	Aug 18, 2026
Instrument	202659821
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	142 GROVE ST, RAMSEY, NJ 07446-1311

Mortgage

Document Number	0000059822,
Date	Aug 28, 2026
Instrument	202659822

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 17, 2018
Property Address	142 GROVE ST, RAMSEY, NJ 07446-1311
Document Number	0028371581
Book / Page	002837 / 001581
Instrument Date	Dec 13, 2017
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	142 GROVE ST RAMSEY NJ 074461311, RAMSEY, NJ 07446-1311

Mortgage

Document Number	28371587
Date	Jan 17, 2018
Book Page	002837/001587

Lender

Name	PATRICIA VANDERCLIFF
Address	116 LAKESHORE DR, OAKLAND, NJ 07436-2104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 16, 2023

Interest

Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 142 Grove St was $17,642, up 6.1% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$886,000 (+3.41%) Land $422,500 Building $463,500	$886,000 (+3.41%) Land $422,500 Building $463,500
2025	$17,642.00 (+6.14%)	$856,800 Land $397,500 Building $459,300	$856,800 Land $397,500 Building $459,300
2024	$16,621.00
2023		$589,000 Land $293,800 Building $295,200	$589,000 Land $293,800 Building $295,200
2022	$15,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 142 Grove St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 142 Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

Nearby Properties on Grove St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures