Bergen County and Ramsey Borough property record for 157 Grove St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,081 sqft · built 1958 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,778 (May 2026) |
| Tax Bill | $17,127 (2025) |
| Deeds & Mortgages | May 2026 Sale May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01403-0000-00011 |
| Primary APN | 48-01403-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,081 sqft Living Area |
| 1st Floor Area | 2,081 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 84,942 sqft |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4801401000000011 |
|---|---|
| Street Address | 157 GROVE ST |
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.950AC |
| Legal Block | 1403 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 44100 |
157 Grove St is owned and occupied by an individual who bought it in May 2026.
Source: Bergen County and Ramsey Borough records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 157 GROVE ST, RAMSEY, NJ 07446-1343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Deed Document Number | 202631069 |
| Deed Book / Page | 5792 / 1481 |
| Prior Transfer Date | May 2, 2026 |
| Prior Transfer Doc | 0000031069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 8, 2026 |
| Property Address | 157 GROVE ST, RAMSEY, NJ 07446-1343 |
| Document Number | 0000031069 |
| Book / Page | 5792 / 1481 |
| Instrument Date | May 2, 2026 |
| Instrument | 202631069 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $19,874.78 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 GROVE ST, RAMSEY, NJ 07446-1343 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 157 GROVE ST, RAMSEY, NJ 07446-1343 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041661153 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 4166/1153 |
| Instrument | 2021083120 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 157 Grove St was $17,127, down 3.9% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $859,200 (+3.29%) Land $451,800 Building $407,400 | $859,200 (+3.29%) Land $451,800 Building $407,400 | |
| 2025 | $17,127.00 (-3.86%) | $831,800 Land $428,100 Building $403,700 | $831,800 Land $428,100 Building $403,700 |
| 2024 | $17,815.00 | ||
| 2023 | $631,300 Land $319,400 Building $311,900 | $631,300 Land $319,400 Building $311,900 | |
| 2022 | $16,559.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Grove St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Grove St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: T-Mobile.
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