Okaloosa County property record for 171 Durango Rd, Destin, FL 32541 · Last verified December 2025
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,384 sqft · built 1980 |
| Lot Size | 0.014 acres (650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Sep 2018) |
| Tax Bill | $6,829 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-591-0591-6 |
| Primary APN | C56-000-591-0591-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 1,384 sqft Heated Area |
| Gross Area | 2,754 sqft |
| 1st Floor Area | 72 sqft |
| Upper Floors Area | 1,376 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Wood Truss |
| Roof Material | Wood |
| Lot Area | 650 sqft (0.014 acres) |
| Garage Type | Finished |
| Garage Area | 456 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 512 sqft |
| Patio Area | 210 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 171 DURANGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3073 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | QUAYS PHASE I UNIT 10 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | QUAYS PH I |
| Legal Phase | 1 |
| Legal Unit | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records · APN C56-000-591-0591-6
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 1577, MONTGOMERY, TX 77356-1577 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Feb 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on Record |
| Deed Sale | Sep 27, 2018 · Amount on Record |
| Deed Document Number | 0033691633 |
| Deed Book / Page | 2843 / 3899 |
| Prior Transfer Date | May 29, 2008 |
| Prior Transfer Doc | 2499033 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 171 DURANGO RD, DESTIN, FL 32541-3073 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033691634 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 3369/1634 |
| Instrument | 3235003 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 171 DURANGO RD, DESTIN, FL 32541-3073 |
| Document Number | 0032890411 |
| Book / Page | 003289 / 000411 |
| Instrument Date | Feb 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19602 EMERALD RIDGE LN HOUSTON TX 770942994, HOUSTON, TX 77094-2994 |
| Document Number | 0032890411 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 003289/000411 |
| Instrument | 3120192 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,829.00 (+8.07%) | $604,063 (-1.82%) Land $330,000 Building $274,063 | $604,063 (-1.82%) Land $330,000 Building $274,063 |
| 2023 | $6,319.00 (+15.99%) | $615,281 (+24.11%) Land $330,000 Building $285,281 | $615,281 (+24.11%) Land $330,000 Building $285,281 |
| 2022 | $5,448.00 | $495,770 Land $300,000 Building $195,770 | $495,770 Land $300,000 Building $195,770 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 422 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured 1,078 under condo master policies |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024, other causes, Hurricane Debby |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures