Lafayette County property record for 181 Co Rd 104, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,344 sqft · built 2020 |
| Lot Size | 19.5 acres (849,420 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,016 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-32-024.00 |
| Primary APN | 089-32-024.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,344 sqft Living Area |
| Gross Area | 2,416 sqft |
| 1st Floor Area | 1,979 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 849,420 sqft (19.5 acres) |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2486 |
|---|---|
| Street Address | 181 COUNTY ROAD 104 |
| City | OXFORD |
| State | MS |
| Zip | 38655-8461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW 1/4 S OF RD PREV APN: 058 -32-011 |
| Legal Range | 03W |
| Legal Township | 07S |
| Legal Section | 32 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950403 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 181 COUNTY ROAD 104, OXFORD, MS 38655-8461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Jun 5, 2020 | Deed of Trust, Mortgage · Construction Mortgage BOC BANK |
| Aug 6, 2019 | Deed of Trust, Mortgage RENASANT BANK |
| Aug 8, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 7, 2019 |
| Transfer Doc | 0201906268 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 181 COUNTY ROAD 104, OXFORD, MS 38655-8461 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202012583 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 202012583 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 181 COUNTY ROAD 104, OXFORD, MS 38655-8461 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202004830 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 202004830 |
| Name | BOC BANK |
|---|---|
| Type | Bank |
| Address | 35393 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 181 COUNTY ROAD 104, OXFORD, MS 38655-8461 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201906182 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 201906182 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Jul 5, 2024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Aug 8, 2019 |
| Property Address | 181 COUNTY ROAD 104, OXFORD, MS 38655-8461 |
| Document Number | 0201906268 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 201906268 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 129 SARDIS LAKE DR, BATESVILLE, MS 38606-6428 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Lafayette County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,016.00 (+28%) Homeowner's exemption | $22,050 (+25.56%) | $218,980 (+25.8%) Land $15,030 Building $203,950 |
| 2023 | $1,575.00 Homeowner's exemption | $17,562 | $174,070 Land $15,090 Building $158,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 74% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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