Lafayette County property record for 178 Co Rd 104, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,645 sqft · built 2005 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $957 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-32-029.01 |
| Primary APN | 089-32-029.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 27427 |
|---|---|
| Street Address | 178 COUNTY ROAD 104 |
| City | OXFORD |
| State | MS |
| Zip | 38655-8524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 SW1/4 N OF RD PREV APN: 058 -32-021 |
| Legal Range | 03W |
| Legal Township | 07S |
| Legal Section | 32 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950403 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 178 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2015 |
| Deed Sale | Dec 18, 2015 |
| Prior Sale | Aug 7, 2009 · Amount on Record |
| Deed Document Number | 201511422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 178 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202202103 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022-02103 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 178 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 178 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Document Number | 202110582 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 202110582 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 178 COUNTY ROAD 104, OXFORD, MS 38655-8524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201705831 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 201705831 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Lafayette County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $957.00 (+31.28%) Homeowner's exemption | $11,983 (+24.21%) | $119,830 (+24.21%) Land $7,680 Building $112,150 |
| 2023 | $729.00 Homeowner's exemption | $9,647 | $96,470 Land $7,680 Building $88,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 74% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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