157 Co Rd 104, Oxford, MS 38655 Property Records

Lafayette County property record for 157 Co Rd 104, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,363 sqft · built 2000
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089-32-014.00`

Property Details

APN / Parcel Number

Primary APN	`089-32-014.00`
Alternative APNs	`058-32-011-J` `17288`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,363 sqft Living Area
1st Floor Area	2,094 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17288
Street Address	157 COUNTY ROAD 104
City	OXFORD
State	MS
Zip	38655-8461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 SW1/4 S OF RD PREV APN: 058 -32-011-J
Legal Range	03W
Legal Township	07S
Legal Section	32
Legal Subdivision	BRIGHTON VILLAGE
Jurisdiction	LAFAYETTE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2007
Census Tract	950403

Owner

Source: Lafayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	157 COUNTY ROAD 104, OXFORD, MS 38655-8461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 13, 2024
Transfer Doc	0000001133
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	157 COUNTY ROAD 104, OXFORD, MS 38655-8461
Transaction Type	Mortgage
Record Updated	Jul 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005744
Date	Jul 2, 2020
Instrument	202005744

Lender

Name	FNB OXFORD BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 20, 2025

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,508.00 (+26.72%) Homeowner's exemption	$17,222 (+23.3%)	$172,220 (+23.3%) Land $15,750 Building $156,470
2023	$1,190.00 Homeowner's exemption	$13,968	$139,680 Land $15,750 Building $123,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 82% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20