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1809 Charles Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1809 Charles Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,557 sqft Heated Area
Lot Size22,259 sqft (0.51 acres)
OccupancyOwner Occupied
Last Sale$650,000 (2022)
Tax Bill$5,985.00 (2025)

Property Details

APN / Parcel Number

Primary APN127543
Alternative APN
  • 022631443300010810

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,557 sqft Heated Area
Gross Area3,715 sqft Gross Area
1st Floor2,557 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area22,259 sqft (0.51 acres)
Garage TypeFinished Garage
Garage Area768 sqft Garage
FenceFence
PorchOpen Porch
Porch Area390 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number127543
Street Address1809 CHARLES CT
CitySAINT CLOUD
StateFL
Zip34771-8806
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNORTHSHORE-STAGE TWO PB 17 PGS 35-36 LOT 81
Legal Range31E
Legal Township26S
Legal Section02
Legal SubdivisionNORTHSHORE-STATE ONE
Legal Tract4433
Legal Block1
Legal Lot Number81
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1034
Census Tract43801

Owner

Source: Osceola County records · APN 127543

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1809 CHARLES CT, SAINT CLOUD, FL 34771-8806
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Apr 13, 2017Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2022 · Amount on Record
Deed SaleJun 03, 2022 · Amount on Record
Prior SaleApr 13, 2017 · Amount on Record
Deed Doc Number2022087219
Deed Book / Page6226 / 983
Record RefreshedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 03, 2022
Property Address1809 CHARLES CT, SAINT CLOUD, FL 34771-8806
Document Number0062260983
Book / Page6226 / 983
Map ReferenceMB 17 PG 35&36
Instrument DateJun 01, 2022
Instrument2022087219
Transaction TypeTransfer
Record UpdatedJun 17, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1809 CHARLES CT, 1809, SAINT CLOUD, FL 34771-8806

Transferred To (Grantee/Buyer)

NameVerified Name
Address1809 CHARLES CT, SAINT CLOUD, FL 34771-8806

Mortgage

Document Number0006226985
DateJun 03, 2022
Instrument6226/985
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 13, 2017
Property Address1809 CHARLES CT, SAINT CLOUD, FL 34771-8806
Document Number0051321181
Book / Page005132 / 001181
Instrument DateApr 13, 2017
Instrument56060
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$364.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1136 NEW YORK AVE ST CLOUD FL 347693782, ST CLOUD, FL 34769-3782

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,985.00 (+6.61%) Homeowner's exemption$421,455 (+5.99%)$480,700 (+1.71%) Land $65,000 Building $415,700
2023$5,614.00 (+27.88%) Homeowner's exemption$397,649 (+27.04%)$472,600 (+27.28%) Land $65,000 Building $407,600
2022$4,390.00 Homeowner's exemption$313,011$371,300 Land $60,000 Building $311,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire LikelihoodAbout 1 in 162 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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