Osceola County property record for 1807 Charles Ct, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,582 sqft Living Area |
| Lot Size | 22,259 sqft (0.511 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $46,000 (2016) |
| Tax Bill | $4,219.00 (2024) |
| Primary APN | 02-26-31-4433-0001-0800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,582 sqft Living Area |
| Gross Area | 4,132 sqft Gross Area |
| 1st Floor | 2,582 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stone Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,259 sqft (0.511 acres) |
| Garage Type | Attached Garage |
| Garage Area | 609 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 36 sqft Pool |
| Deck Area | 1,024 sqft Deck |
| Patio Area | 154 sqft Patio |
| Porch Area | 833 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1807 CHARLES CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8806 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NORTHSHORE-STAGE TWO PB 17 PGS 35-36 LOT 80 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | NORTHSHORE STAGE 2 |
| Legal Tract | 4433 |
| Legal Block | 800 |
| Legal Lot Number | 80 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
Source: Osceola County records · APN 02-26-31-4433-0001-0800
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1807 CHARLES CT, SAINT CLOUD, FL 34771-8806 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CREDIT UNION |
| Oct 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on Record |
| Deed Sale | Aug 31, 2016 · Amount on Record |
| Prior Sale | Apr 04, 2006 · Amount on Record |
| Deed Doc Number | 2016132776 |
| Deed Book / Page | 5017 / 2092 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 01, 2026 |
| Property Address | 1807 CHARLES CT, SAINT CLOUD, FL 34771-8806 |
| Document Number | 0000043545 |
| Book / Page | 6947 / 2624 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202643545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1807 CHARLES CT, SAINT CLOUD, FL 34771-8806 |
| Investor | Possibly a Property Investor |
| Document Number | 0000043545, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 6947/2624 |
| Instrument | 202643545 |
| Name | FAIRWINDS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1807 CHARLES CT, SAINT CLOUD, FL 34771-8806 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 1907 1807 CHARLES COURT, SAINT CLOUD, FL 34771 |
| Document Number | 0060622558 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 6062/2558 |
| Instrument | 2021157928 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,427.00 (+4.93%) Homeowner's exemption | $309,006 (+5.99%) | $544,800 (+2.14%) Land $65,000 Building $479,800 |
| 2024 | $4,219.00 (+2.11%) | ||
| 2023 | $4,132.00 (+4.05%) Homeowner's exemption | $291,552 (+3%) | $533,400 (+25.3%) Land $65,000 Building $468,400 |
| 2022 | $3,971.00 Homeowner's exemption | $283,061 | $425,700 Land $60,000 Building $365,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 162 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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