Osceola County property record for 1801 Charles Ct, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,606 sqft · built 2006 |
| Lot Size | 0.625 acres (27,225 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $339,000 (Nov 2017) |
| Tax Bill | $4,387 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-26-31-4433-0001-0770 |
| Primary APN | 02-26-31-4433-0001-0770 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,606 sqft Living Area |
| Gross Area | 3,373 sqft |
| 1st Floor Area | 1,885 sqft |
| Upper Floors Area | 721 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,225 sqft (0.625 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 283 sqft |
| Patio Area | 357 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1801 CHARLES CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHSHORE-STAGE TWO PB 17 PGS 35-36 LOT 77 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | NORTHSHORE STAGE 2 |
| Legal Tract | 4433 |
| Legal Block | 770 |
| Legal Lot Number | 77 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
Source: Osceola County records · APN 02-26-31-4433-0001-0770
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1801 CHARLES CT, SAINT CLOUD, FL 34771-8806 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 04, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Nov 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on Record |
| Deed Sale | Nov 14, 2017 · Amount on Record |
| Prior Sale | Aug 23, 2005 · Amount on Record |
| Deed Document Number | 2017162346 |
| Deed Book / Page | 5238 / 2664 |
| Last Transfer Date | Feb 22, 2021 |
| Transfer Doc | 0059041524 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 04, 2021 |
| Property Address | 1801 CHARLES CT, SAINT CLOUD, FL 34771-8806 |
| Document Number | 0059041524 |
| Book / Page | 5904 / 1524 |
| Map Reference | MB 17 PG 35&36 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 2021032259 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1801 CHARLES CT, SAINT CLOUD, FL 34771-8806 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 14, 2017 |
| Property Address | 1801 CHARLES CT, SAINT CLOUD, FL 34771-8806 |
| Document Number | 0052382664 |
| Book / Page | 5238 / 2664 |
| Map Reference | MB17 PG35&36 |
| Instrument Date | Nov 03, 2017 |
| Instrument | 2017162346 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | SUNBELT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1011 BILL BECK BLVD, 1011, KISSIMMEE, FL 34744-4402 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1801 CHARLES CT, SAINT CLOUD, FL 34771-8806 |
| Document Number | 0052382665 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 5238/2665 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,387.00 (+4.95%) Homeowner's exemption | $306,088 (+5.99%) | $439,400 (+1.71%) Land $65,000 Building $374,400 |
| 2024 | $4,180.00 (+2.1%) | ||
| 2023 | $4,094.00 (+4.31%) Homeowner's exemption | $288,799 (+3.21%) | $432,000 (+26.46%) Land $65,000 Building $367,000 |
| 2022 | $3,925.00 Homeowner's exemption | $279,805 | $341,600 Land $60,000 Building $281,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 166 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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