1808 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1808 Jefferson Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,206 sqft · built 1925
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,900 (Sep 2023)
Tax Bill	$1,057 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-10-023.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-10-023.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,206 sqft Finished Area
Gross Area	1,617 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1808 JEFFERSON AVE
City	COVINGTON
State	KY
Zip	41014-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORN ADDN LOT 70
Legal Subdivision	HAWTHORN ADDN
Legal Lot Number	70
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4011
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1808 JEFFERSON AVE, COVINGTON, KY 41014-1036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 6, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Deed Document Number	202367
Deed Book / Page	244 / 809
Prior Transfer Date	Aug 26, 2023
Prior Transfer Doc	0005900067
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1808 JEFFERSON AVE, COVINGTON, KY 41014-1036
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 JEFFERSON AVE, COVINGTON, KY 41014-1036

Mortgage

Document Number	0005900138
Date	Nov 19, 2025
Book Page	KCM 708/169
Instrument	25111905900138

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 19, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1808 JEFFERSON AVE, COVINGTON, KY 41014-1036
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 JEFFERSON AVE, COVINGTON, KY 41014-1036

Mortgage

Document Number	0005900098
Date	Nov 17, 2025
Book Page	KCM 707/77
Instrument	25111705900098

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 19, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Sep 6, 2023
Property Address	1808 JEFFERSON AVE, COVINGTON, KY 41014-1036
Document Number	0005900067
Book / Page	KC 244 / 809
Map Reference	PL 103
Instrument Date	Aug 26, 2023
Instrument	23090605900067
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1808 JEFFERSON AVE, COVINGTON, KY 41014-1036

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1808 JEFFERSON AVE, COVINGTON, KY 41014-1036

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,000 (+1.63%) Land $10,000 Building $121,000	$131,000 (+1.63%) Land $10,000 Building $121,000
2025	$1,057.00 (-3.73%) Homeowner's exemption	$128,900 (-) Land $5,000 Building $123,900	$128,900 (-) Land $5,000 Building $123,900
2023	$1,098.00 (-5.91%) Homeowner's exemption	$128,900 (-) Land $5,000 Building $123,900	$128,900 (-) Land $5,000 Building $123,900
2022	$1,167.00 Homeowner's exemption	$128,900 Land $5,000 Building $123,900	$128,900 Land $5,000 Building $123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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