1804 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1804 Jefferson Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,716 sqft · built 1946
Lot Size	0.112 acres (4,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,000 (May 1995)
Tax Bill	$1,025 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-10-025.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-10-025.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,716 sqft Finished Area
Gross Area	2,200 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	141 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1804 JEFFERSON AVE
City	COVINGTON
State	KY
Zip	41014-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORN ADDN PT LOT 72 35'X 141.11' IRREG
Legal Subdivision	HAWTHORN ADDN
Legal Lot Number	72
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4011
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1804 JEFFERSON AVE, COVINGTON, KY 41014-1036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 1995 · Amount on Record
Deed Sale	May 12, 1995 · Amount on Record
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1804 JEFFERSON AVE, COVINGTON, KY 41014-1036
Transaction Type	Mortgage
Record Updated	Jan 12, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 JEFFERSON AVE, COVINGTON, KY 41014-1036

Mortgage

Document Number	0005900004
Date	Dec 1, 2023
Book Page	KCM 510/759
Instrument	23120105900004

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	338 Months
Due	Feb 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1804 JEFFERSON AVE, COVINGTON, KY 41014-1036
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 JEFFERSON AVE, COVINGTON, KY 41014-1036

Mortgage

Document Number	0005900015
Date	Mar 7, 2022
Book Page	344/876
Instrument	22030705900015

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1804 JEFFERSON AVE, COVINGTON, KY 41014-1036
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 JEFFERSON AVE, COVINGTON, KY 41014-1036

Mortgage

Document Number	0005900209
Date	Feb 24, 2022
Book Page	341/564
Instrument	22022405900209

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,500 (-) Land $10,000 Building $116,500	$126,500 (-) Land $10,000 Building $116,500
2025	$1,025.00 (-3.85%) Homeowner's exemption	$126,500 (-) Land $5,000 Building $121,500	$126,500 (-) Land $5,000 Building $121,500
2023	$1,066.00 Homeowner's exemption	$126,500 Land $5,000 Building $121,500	$126,500 Land $5,000 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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