1806 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1806 Jefferson Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,522 sqft · built 1924
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,000 (Oct 2021)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	May 2023 Transfer Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-10-024.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-10-024.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,522 sqft Finished Area
Gross Area	2,041 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1806 JEFFERSON AVE
City	COVINGTON
State	KY
Zip	41014-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORN ADDN LOT 71
Legal Subdivision	HAWTHORN ADDN
Legal Lot Number	71
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4011
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1806 JEFFERSON AVE, COVINGTON, KY 41014-1036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 1, 2019	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC
Jul 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	20215900236
Deed Book / Page	126 / 115
Last Transfer Date	Apr 28, 2023
Transfer Doc	0005900033
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 2, 2023
Property Address	1806 JEFFERSON AVE, COVINGTON, KY 41014-1036
Document Number	0005900033
Book / Page	KC 224 / 535
Map Reference	MB 167 PG 184
Instrument Date	Apr 28, 2023
Instrument	23050205900033
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1806 JEFFERSON AVE, COVINGTON, KY 41014-1036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 JEFFERSON AVE, COVINGTON, KY 41014-1036

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 22, 2021
Property Address	1806 JEFFERSON AVE, COVINGTON, KY 41014-1036
Document Number	0005900236
Book / Page	126 / 115
Map Reference	MB 167 PG 184
Instrument Date	Oct 18, 2021
Instrument	21102205900236
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3480 LICK HILL RD, 3480, CALIFORNIA, KY 41007-9298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 JEFFERSON AVE, COVINGTON, KY 41014-1036

Mortgage

Document Number	0005900237
Date	Oct 22, 2021
Book Page	289/736
Instrument	21102205900237

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 1, 2019
Property Address	1806 JEFFERSON AVE, COVINGTON, KY 41014-1036
Document Number	0000000114
Book / Page	0C6765 / 000166
Instrument Date	Sep 26, 2019
Instrument	114
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 JEFFERSON AVE FLEMINGSBURG KY 41041, FLEMINGSBURG, KY 41041

Mortgage

Document Number	115
Date	Oct 1, 2019
Book Page	0C6765/000169
Instrument	115

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 20, 2018
Property Address	1806 JEFFERSON AVE, COVINGTON, KY 41014-1036
Document Number	0000000142
Book / Page	0C6457 / 000021
Instrument Date	Jul 19, 2018
Instrument	142
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$89.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 JEFFERSON AVE COVINGTON KY 410141036, COVINGTON, KY 41014-1036

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,000 (-) Land $10,000 Building $171,000	$181,000 (-) Land $10,000 Building $171,000
2025	$2,398.00 (-0.5%)	$181,000 (-) Land $5,000 Building $176,000	$181,000 (-) Land $5,000 Building $176,000
2023	$2,410.00	$181,000 Land $5,000 Building $176,000	$181,000 Land $5,000 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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