1808 Co Rd 18, Waterloo, IN 46793 Property Records

DeKalb County property record for 1808 Co Rd 18, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,213 sqft · built 1997
Lot Size	17.7 acres (771,883 sqft)
Owner	2 Individual Names on Record
Last Sale	$746,130 (Nov 2025)
Tax Bill	$3,247 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-01-26-400-006.000-004`

Property Details

APN / Parcel Number

Primary APN	`17-01-26-400-006.000-004`
Alternative APN	`030126400006`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,213 sqft Living Area
1st Floor Area	2,213 sqft
Basement Area	964 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Metal
Lot Area	771,883 sqft (17.7 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	030126400006
Street Address	1808 COUNTY ROAD 18
City	WATERLOO
State	IN
Zip	46793-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS OF FAIRFIELD LOT 3 ACRES 17.72
Legal Lot Number	3
Jurisdiction	DE KALB IN
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2045
Census Tract	20100

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1808 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2024	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Apr 29, 1997 · Amount on Record
Deed Document Number	20255684
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1808 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202404394
Date	Sep 18, 2024
Instrument	202404394

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	5151 CORPORATE DR, TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	344 Months
Due	May 1, 2053

Interest

Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Nov 3, 2025
Property Address	1808 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Document Number	0202505684
Map Reference	REC 8 PG 150
Instrument Date	Oct 29, 2025
Instrument	202505684
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 COUNTY ROAD 18, WATERLOO, IN 46793-9474

Mortgage

Document Number	0202505685
Date	Nov 3, 2025
Instrument	202505685

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Nov 3, 2025
Property Address	1808 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Document Number	0202505684
Map Reference	REC 8 PG 150
Instrument Date	Oct 29, 2025
Instrument	202505684
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 COUNTY ROAD 18, WATERLOO, IN 46793-9474

Mortgage

Document Number	0202505685
Date	Nov 3, 2025
Instrument	202505685

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Fairfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,247.00 (+8.74%)	$488,500 (+5.26%) Land $135,100 Building $353,400	$488,500 (+5.26%) Land $135,100 Building $353,400
2024	$2,986.00 (-8.24%)	$464,100 (+2.84%) Land $132,500 Building $331,600	$464,100 (+2.84%) Land $132,500 Building $331,600
2023	$3,254.00 (+1.43%)	$451,300 (+9.97%) Land $127,400 Building $323,900	$451,300 (+9.97%) Land $127,400 Building $323,900
2022	$3,208.00	$410,400 Land $110,800 Building $299,600	$410,400 Land $110,800 Building $299,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
Brightspeed DSL	40 / 3
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: Lakeland Internet, T-Mobile.

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