1789 Co Rd 18, Waterloo, IN 46793 Property Records

DeKalb County property record for 1789 Co Rd 18, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,660 sqft · built 2000
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Dec 1998)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-01-26-100-005.000-004`

Property Details

APN / Parcel Number

Primary APN	`17-01-26-100-005.000-004`
Alternative APN	`030126100005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,660 sqft Living Area
1st Floor Area	2,660 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	1,396 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft
Lean-To	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	030126100005
Street Address	1789 COUNTY ROAD 18
City	WATERLOO
State	IN
Zip	46793-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E1/2 SE1/4 NW1/4 SECTION 26 TWP 35 RANGE 12 ACRES 10.00
Jurisdiction	DE KALB IN
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2034
Census Tract	20100

Owner

1789 Co Rd 18 is owned and occupied by an individual who bought it in December 1998.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1789 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 1998 · Amount on File
Deed Sale	Dec 11, 1998 · Amount on File
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1789 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200656
Date	Jan 31, 2022
Instrument	202200656

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1789 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102389
Date	Apr 1, 2021
Instrument	202102389

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1789 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201703696
Date	Jul 12, 2017
Instrument	201703696

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1789 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201902798
Date	Jun 24, 2019
Instrument	201902798

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1789 Co Rd 18 was $3,015, up 1.9% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Fairfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,015.00 (+1.89%)	$549,100 (+3.7%) Land $93,100 Building $456,000	$549,100 (+3.7%) Land $93,100 Building $456,000
2024	$2,959.00 (-2.89%)	$529,500 (+2.3%) Land $91,300 Building $438,200	$529,500 (+2.3%) Land $91,300 Building $438,200
2023	$3,047.00 (-11.06%)	$517,600 (+12.3%) Land $87,800 Building $429,800	$517,600 (+12.3%) Land $87,800 Building $429,800
2022	$3,426.00	$460,900 Land $76,300 Building $384,600	$460,900 Land $76,300 Building $384,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1789 Co Rd 18 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1789 Co Rd 18 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
Brightspeed DSL	40 / 3
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: Lakeland Internet, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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