1737 Co Rd 18, Waterloo, IN 46793 Property Records

DeKalb County property record for 1737 Co Rd 18, Waterloo, IN 46793

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,782 sqft · built 1997
Lot Size	8.89 acres (387,248 sqft)
Owner	Individual Name on File
Tax Bill	$1,558 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jan 2022 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-01-26-100-004.000-004`

Property Details

APN / Parcel Number

Primary APN	`17-01-26-100-004.000-004`
Alternative APN	`030126100004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Asphalt
Lot Area	387,248 sqft (8.89 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	72 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	030126100004
Street Address	1737 COUNTY ROAD 18
City	WATERLOO
State	IN
Zip	46793-9474
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT W1/2 SE1/4 NW1/4 SECTION 26 TWP 35 RANGE 12 ACRES 8.89
Jurisdiction	DE KALB IN
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2034
Census Tract	20100

Owner

1737 Co Rd 18, a mobile home, is owned and occupied by an individual who acquired it in November 2022.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1737 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Jan 25, 2022	Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS FCU
May 11, 2022	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Nov 16, 2022	Warranty Deed, Transfer METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN
Feb 4, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022
Deed Sale	Nov 16, 2022
Prior Sale	Feb 4, 2022
Deed Document Number	20227205
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1737 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003516
Date	Jun 22, 2020
Instrument	202003516

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1737 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200520
Date	Jan 25, 2022
Instrument	202200520

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Nov 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1737 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 COUNTY ROAD 18, WATERLOO, IN 46793-9474

Mortgage

Document Number	0202202916
Date	May 11, 2022
Instrument	202202916

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Nov 16, 2022
Property Address	1737 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Document Number	0202207205
Instrument Date	Nov 14, 2022
Instrument	202207205
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1737 COUNTY ROAD 18, WATERLOO, IN 46793-9474

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Feb 4, 2022
Property Address	1737 COUNTY ROAD 18, WATERLOO, IN 46793-9474
Document Number	0202200749
Map Reference	DOC 202003793
Instrument Date	Jan 24, 2022
Instrument	202200749
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12702 W COUNTY LINE RD N, CHURUBUSCO, IN 46723-9024

Tax Assessment & Valuation

The 2025 property tax bill for 1737 Co Rd 18 was $1,558, up 8.8% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Fairfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,558.00 (+8.8%)	$235,900 (+1.07%) Land $82,900 Building $153,000	$235,900 (+1.07%) Land $82,900 Building $153,000
2024	$1,432.00 (-18.64%)	$233,400 (+2.37%) Land $81,200 Building $152,200	$233,400 (+2.37%) Land $81,200 Building $152,200
2023	$1,760.00 (+37.93%)	$228,000 (+57.46%) Land $78,100 Building $149,900	$228,000 (+57.46%) Land $78,100 Building $149,900
2022	$1,276.00	$144,800 Land $67,900 Building $76,900	$144,800 Land $67,900 Building $76,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1737 Co Rd 18 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1737 Co Rd 18 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
Brightspeed DSL	40 / 3
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: Lakeland Internet, T-Mobile.

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