Osceola County property record for 1712 Cypress Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,322 sqft Heated Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Garage | Mixed, 351 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,328.00 (2025) |
| Primary APN | 80777 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,322 sqft Heated Area |
| Gross Area | 2,727 sqft Gross Area |
| 1st Floor Area | 1,854 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed |
| Garage Area | 351 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 144 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 522 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80777 |
|---|---|
| Street Address | 1712 CYPRESS AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD BLVD LOTS LOT 73 LESS N 158 FT PB B PG 061 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD BLVD |
| Legal Tract | 650 |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43400 |
Source: Osceola County records · APN 80777
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1712 CYPRESS AVE, SAINT CLOUD, FL 34769-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Aug 02, 2018 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2025 |
| Deed Sale | May 30, 2025 |
| Deed Document Number | 2018118216 |
| Deed Book / Page | 5378 / 1078 |
| Prior Transfer Date | Aug 02, 2018 |
| Prior Transfer Doc | 2018118216 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1712 CYPRESS AVE, SAINT CLOUD, FL 34769-2216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 1712 CYPRESS AVE, SAINT CLOUD, FL 34769-2216 |
| Document Number | 0058320015 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 5832/15 |
| Instrument | 2020155319 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 02, 2018 |
| Property Address | 1712 CYPRESS AVE, SAINT CLOUD, FL 34769-2216 |
| Document Number | 0053781078 |
| Book / Page | 5378 / 1078 |
| Map Reference | MB B PG61-64 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2018118216 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 MASSACHUSETTS AVE, 11, SAINT CLOUD, FL 34769-2358 |
| Name | Verified Name |
|---|---|
| Address | 1712 CYPRESS AVE, SAINT CLOUD, FL 34769-2216 |
| Document Number | 2018118217 |
|---|---|
| Date | Aug 02, 2018 |
| Instrument | 2018118217 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,328.00 (+6.36%) Homeowner's exemption | $228,840 (+5.99%) | $352,400 (+24.52%) Land $75,000 Building $277,400 |
| 2023 | $3,129.00 (+3.68%) Homeowner's exemption | $215,914 (+3%) | $283,000 (+20.27%) Land $65,000 Building $218,000 |
| 2022 | $3,018.00 Homeowner's exemption | $209,626 | $235,300 Land $55,000 Building $180,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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