Crow Wing County property record for 18063 Bernard Trl, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,144 sqft · built 1973 |
| Lot Size | 0.899 acres (39,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $769,000 (Sep 2025) |
| Tax Bill | $4,180 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 991540020010009 |
| Primary APN | 991540020010009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Patio Home |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,166 sqft (0.899 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 936 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 260 sqft |
| Storage Building | Storage Building |
| Total Buildings | 2 Buildings |
| Heating System | Oil |
|---|
| Account Number | 138350 |
|---|---|
| Street Address | 18063 BERNARD TRL |
| City | BRAINERD |
| State | MN |
| Zip | 56401-6035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 2 |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 17 |
| Legal Subdivision | SOUTH VIEW BEACH |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950901 |
Source: Crow Wing County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9258 FRANCIS LN, EDEN PRAIRIE, MN 55347-5501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE |
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage TRADITION MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Deed Document Number | 20251015019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Apr 7, 2026 |
| Property Address | 18063 BERNARD TRL, BRAINERD, MN 56401-6035 |
| Document Number | 0001022157 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20261022157 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 18063 BERNARD TRL, BRAINERD, MN 56401-6035 |
| Document Number | 0001022157, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20261022157 |
| Name | TRADITION MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Sep 24, 2025 |
| Property Address | 18063 BERNARD TRL, BRAINERD, MN 56401-6035 |
| Document Number | 0001015019 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 1015019 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9258 FRANCIS LN, EDEN PRAIRIE, MN 55347-5501 |
| Document Number | 0001015020 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 1015020 |
| Name | TRADITION MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Crow Wing County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,180.00 (+14.77%) | $719,300 (+5.44%) Land $475,900 Building $243,400 | $719,300 (+5.44%) Land $475,900 Building $243,400 |
| 2025 | $3,642.00 (+7.43%) Homeowner's exemption | $682,200 (+22.32%) Land $441,600 Building $240,600 | $682,200 (+22.32%) Land $441,600 Building $240,600 |
| 2023 | $3,390.00 Homeowner's exemption | $557,700 Land $318,900 Building $238,800 | $557,700 Land $318,900 Building $238,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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