18051 Bernard Trl, Brainerd, MN 56401 Property Records

Crow Wing County property record for 18051 Bernard Trl, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	1,284 sqft
Lot Size	0.919 acres (40,038 sqft)
Owner	Company Name on Record
Tax Bill	$4,194 (2026)
Flood Zone	Zone A (high risk)
APN	`99154001001C009`

Property Details

APN / Parcel Number

Primary APN	`99154001001C009`
Alternative APNs	`99170506` `168897`

Interior

Building Area	1,284 sqft Living Area
Gross Area	1,276 sqft
1st Floor Area	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Effective Year Built	Effective 1990
Architectural Style	Patio Home
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,038 sqft (0.919 acres)
View / Lot	Waterfront / Beach
Garage Area	80 sqft

Exterior Amenities

Porch	Patio
Porch Area	384 sqft
Deck Area	300 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	168897
Street Address	18051 BERNARD TRL
City	BRAINERD
State	MN
Zip	56401-6035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 1 BLK 1 DESC. AS FOL: COMM. AT THE SWCORNER OF LOT 1 THEN N 46 DEG 25 MIN 30 SEC E 92.08 FT ALG THE S'LY LINE OF
Legal Range	28W
Legal Township	134
Legal Section	17
Legal Subdivision	SOUTH VIEW BEACH
Legal Block	1
Legal Lot Number	1
Jurisdiction	CROW WING MN
Township / Civil Division	FIRST ASSESSMENT
Census Block Group	1
Census Block	1005
Census Tract	950901

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	504 WOODMOOR RIDGE CT, WILDWOOD, MO 63011-1776
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,194.00 (+23.5%)	$632,300 (+6.43%) Land $477,400 Building $154,900	$632,300 (+6.43%) Land $477,400 Building $154,900
2025		$594,100 (+25.63%) Land $438,500 Building $155,600	$594,100 (+25.63%) Land $438,500 Building $155,600
2023	$3,396.00	$472,900 Land $315,700 Building $157,200	$472,900 Land $315,700 Building $157,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000