18057 Bernard Trl, Brainerd, MN 56401 Property Records

Crow Wing County property record for 18057 Bernard Trl, Brainerd, MN 56401

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,274 sqft · built 1974
Lot Size	0.879 acres (38,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,500 (Jul 2018)
Tax Bill	$4,072 (2026)
Flood Zone	Zone X (minimal risk)
APN	`970174302D00009`

Property Details

APN / Parcel Number

Primary APN	`970174302D00009`
Alternative APNs	`99170501` `159202`

Interior

Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	1,238 sqft
1st Floor Area	1,096 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Architectural Style	Patio Home
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,295 sqft (0.879 acres)
View / Lot	Waterfront / Beach
Garage Area	936 sqft
Driveway	Driveway
Porch	Slab
Deck Area	108 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	159202
Street Address	18057 BERNARD TRL
City	BRAINERD
State	MN
Zip	56401-6035
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	PT OF GL 2 DESC: COMM AT S1/4 COR OF SD SEC 17 (& CONSIDER S LINE OF SD LOT 2 BEARS N 89D 44'E FROM SD CORNER) THEN N 46D 25'
Legal Range	28W
Legal Township	134
Legal Section	17
Legal Lot Number	2
Jurisdiction	CROW WING MN
Township / Civil Division	FIRST ASSESSMENT
Census Block Group	1
Census Block	1005
Census Tract	950901

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17135 77TH ST SE, BECKER, MN 55308-8702
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,072.00 (+14.9%)	$660,100 (+2.04%) Land $455,100 Building $205,000	$660,100 (+2.04%) Land $455,100 Building $205,000
2025		$646,900 (+28.38%) Land $437,200 Building $209,700	$646,900 (+28.38%) Land $437,200 Building $209,700
2023	$3,544.00	$503,900 Land $316,300 Building $187,600	$503,900 Land $316,300 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000