St. Charles County property record for 1806 Sapling Dr, O Fallon, MO 63366 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 3,415 sqft Living Area |
| Lot Size | 20,473 sqft (0.47 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $179,550 (2026) |
| Tax Bill | $4,804.00 (2025) |
| Primary APN | A982000983 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,415 sqft Living Area |
| Gross Area | 4,711 sqft Gross Area |
| 1st Floor | 1,587 sqft 1st Floor |
| Basement Area | 1,575 sqft Basement |
| Finished Basement | 930 sqft Finished |
| Unfinished Basement | 645 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 20,473 sqft (0.47 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 651 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 264 sqft Patio |
| Porch | Open Porch |
| Porch Area | 80 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A982000983 |
|---|---|
| Street Address | 1806 SAPLING DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-4376 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HIGHGROVE PL #2 LOT 164 |
| Legal Subdivision | HIGHGROVE PL #2 |
| Legal Lot Number | 164 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | O'FALLON |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 311604 |
Source: St. Charles County records · APN A982000983
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1806 SAPLING DR, O FALLON, MO 63366-4376 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage REGIONS BANK |
| Apr 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Jan 17, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Dec 19, 2023 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Dec 19, 2023 |
| Deed Doc Number | 202618275 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1806 SAPLING DR, O FALLON, MO 63366-4376 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1806 SAPLING DR, O FALLON, MO 63366-4376 |
| Document Number | 0000009704 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 2023R-009704 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 21, 2026 |
| Property Address | 1806 SAPLING DR, O FALLON, MO 63366-4376 |
| Document Number | 0000018275 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 202618275 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1806 SAPLING DR, O FALLON, MO 63366-4376 |
| Document Number | 0000018276, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202618276 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1806 SAPLING DR, O FALLON, MO 63366-4376 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3328 HIGHWAY KK, TROY, MO 63379-5706 |
| Document Number | 0000002131 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 2024R-002131 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 19, 2023 |
| Property Address | 1806 SAPLING DR, O FALLON, MO 63366-4376 |
| Document Number | 0000051485 |
| Map Reference | MB 34 PG 226 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2023R-051485 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 202 HENRY ST, SAINT PETERS, MO 63376-1511 |
| Name | Verified Name |
|---|---|
| Address | 1806 SAPLING DR, O FALLON, MO 63366-4376 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,804.00 (+4.91%) | $74,911 (+8.05%) | $394,267 (+8.05%) Land $65,000 Building $329,267 |
| 2024 | $4,579.00 | ||
| 2023 | $69,332 | ||
| 2022 | $364,903 Land $50,000 Building $314,903 |
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