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1818 Sapling Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1818 Sapling Dr, O Fallon, MO 63366 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1997
Square Footage2,165 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$435,300 (2026)
Tax Bill$4,351.00 (2025)

Property Details

APN / Parcel Number

Primary APNA982000986
Alternative APN
  • 2-0098-7816-00-0167.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Total Rooms8 Rooms
Building Area2,165 sqft Living Area
Gross Area3,741 sqft Gross Area
1st Floor1,180 sqft 1st Floor
Basement Area1,156 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area11,326 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area402 sqft Patio
PorchOpen Porch
Porch Area244 sqft Porch

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA982000986
Street Address1818 SAPLING DR
CityO FALLON
StateMO
Zip63366-4376
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGHGROVE PL #2 LOT 167
Legal SubdivisionHIGHGROVE PL #2
Legal Lot Number167
JurisdictionST CHARLES MO
Minor Civil DivisionO'FALLON
Census Blockgroup2
Census Block2000
Census Tract311604

Owner

Source: St. Charles County records · APN A982000986

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1818 SAPLING DR, O FALLON, MO 63366-4376
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 09, 2026Warranty Deed, Transfer · Conventional Mortgage
NEXA MORTGAGE LLC
Feb 14, 2018Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2026 · Amount on Record
Deed SaleMar 09, 2026 · Amount on Record
Prior SaleApr 02, 2025 · Amount on Record
Deed Doc Number202610695
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1818 SAPLING DR, O FALLON, MO 63366-4376
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1818 SAPLING DR, O FALLON, MO 63366-4376

Mortgage

Document Number0000049400
DateJun 10, 2021
Instrument2021R-049400
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 09, 2026
Property Address1818 SAPLING DR, O FALLON, MO 63366-4376
Document Number0000010695
Map ReferenceMB 34 PG 226
Instrument DateMar 04, 2026
Instrument2026R-010695
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1818 SAPLING DR, O FALLON, MO 63366-4376

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1818 SAPLING DR, O FALLON, MO 63366-4376

Mortgage

Document Number0000010696
DateMar 09, 2026
Instrument2026R-010696
Lender
NameNEXA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1818 SAPLING DR, O FALLON, MO 63366-4376
Document Number0068810902
Instrument DateFeb 14, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1818 SAPLING DR O FALLON MO 633664376, O FALLON, MO 63366-4376

Mortgage

Document Number0068810902
DateFeb 21, 2018
Book Page006881/000902
Instrument91750
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 20, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,351.00 (+4.92%)$67,789 (+8.07%)$356,783 (+8.07%) Land $65,000 Building $291,783
2024$4,147.00
2023$62,725
2022$330,130 Land $50,000 Building $280,130

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