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1802 Sapling Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1802 Sapling Dr, O Fallon, MO 63366 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1997
Square Footage3,502 sqft Living Area
Lot Size33,977 sqft (0.78 acres)
OccupancyOwner Occupied
Last Sale$340,700 (2020)
Tax Bill$4,938.00 (2025)

Property Details

APN / Parcel Number

Primary APNA982000982
Alternative APN
  • 2-0098-7816-00-0163.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area3,502 sqft Living Area
Gross Area4,610 sqft Gross Area
1st Floor1,354 sqft 1st Floor
Basement Area1,260 sqft Basement
Finished Basement950 sqft Finished
Unfinished Basement310 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area33,977 sqft (0.78 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area798 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area168 sqft Patio
PorchOpen Porch
Porch Area230 sqft Porch

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA982000982
Street Address1802 SAPLING DR
CityO FALLON
StateMO
Zip63366-4376
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGHGROVE PL #2 LOT 163
Legal SubdivisionHIGHGROVE PL #2
Legal Lot Number163
JurisdictionST CHARLES MO
Minor Civil DivisionO'FALLON
Census Blockgroup2
Census Block2000
Census Tract311604

Owner

Source: St. Charles County records · APN A982000982

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1802 SAPLING DR, O FALLON, MO 63366-4376
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2021Beneficiary Deed, Transfer
Sep 16, 2020Deed of Trust, Mortgage
PROVIDENCE BK
May 14, 2020Warranty Deed, Transfer · Conventional Mortgage
PROVIDENCE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2020 · Amount on Record
Deed SaleMay 14, 2020 · Amount on Record
Prior SaleMay 14, 2020 · Amount on Record
Deed Doc Number2020312820
Deed Book / Page7295 / 913
Last Transfer DateOct 01, 2021
Transfer Doc0000084174
Record RefreshedSep 20, 2026

October 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateOct 08, 2021
Property Address1802 SAPLING DR, O FALLON, MO 63366-4376
Document Number0000084174
Map ReferenceMB 34 PG 226
Instrument DateOct 01, 2021
Instrument2021R-084174
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1802 SAPLING DR, O FALLON, MO 63366-4376

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1802 SAPLING DR, O FALLON, MO 63366-4376
Document Number0000073200
Instrument DateSep 16, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1802 SAPLING DR O FALLON MO 633664376, O FALLON, MO 63366-4376

Mortgage

Document Number0000073200
DateSep 30, 2020
Instrument73200
Lender
NamePROVIDENCE BK
TypeBank
AddressJEFFERSON CITY, MO 65109
Agreement
AmountAmount Recorded
Term360 Months
DueSep 29, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 14, 2020
Property Address1802 SAPLING DR, O FALLON, MO 63366-4376
Document Number0072950913
Book / Page7295 / 913
Map ReferenceMB 34 PG 226
Instrument DateMay 14, 2020
Instrument20200514000312820
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyUS TITLE CORP & AGCY INC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1802 SAPLING DR, O FALLON, MO 63366-4376

Mortgage

Document Number20200514000312830
DateMay 14, 2020
Instrument20200514000312830
Lender
NamePROVIDENCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$77,019 (-)$405,364 (-) Land $71,500 Building $333,864
2025$4,938.00 (+5.58%)$77,019 (+8.73%)$405,364 (+8.73%) Land $71,500 Building $333,864
2024$4,677.00 (+18.83%)
2023$70,833 (+27.91%)
2022$3,936.00$55,376$372,807 (+27.91%) Land $55,000 Building $317,807
2021$291,451 Land $44,000 Building $247,451

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