Rockwall County property record for 1805 Gem Dr, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,273 sqft |
| Lot Size | 0.177 acres (7,716 sqft) |
| Owner | Individual Name on File |
| Last Sale | $638,400 (Jun 2026) |
| Tax Bill | $2,787 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R118085 |
| Primary APN | R118085 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,273 sqft Living Area |
| Gross Area | 4,038 sqft |
| 1st Floor Area | 3,273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 7,716 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Porch | Covered Porch |
| Porch Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1805 GEM DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GIDEON GROVE PHASE 2, BLOCK D, LOT 6 |
| Legal Subdivision | GIDEON GROVE PHASE 2 |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 40202 |
Source: Rockwall County records · APN R118085
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1805 GEM DR, ROCKWALL, TX 75087-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Oct 31, 2024 | Deed of Trust, Mortgage · Commercial Mortgage HARMONY BANK |
| Jun 16, 2026 | Special Warranty Deed · Conventional Mortgage FLEXPOINT FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Deed Document Number | 202611340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 1805 GEM DR, ROCKWALL, TX 75087-1007 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000019174 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 20240000019174 |
| Name | HARMONY BANK |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 29, 2025 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Jun 16, 2026 |
| Property Address | 1805 GEM DR, ROCKWALL, TX 75087-1007 |
| Document Number | 0000011340 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202611340 |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1805 GEM DR, ROCKWALL, TX 75087-1007 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011341, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202611341 |
| Name | FLEXPOINT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $594,594 (+236.05%) Land $100,000 Building $494,594 | $594,594 (+236.05%) Land $100,000 Building $494,594 | |
| 2025 | $2,787.00 (+82.28%) | $176,938 Land $100,000 Building $76,938 | $176,938 Land $100,000 Building $76,938 |
| 2024 | $1,529.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| 3 Rooms Communications Fixed Wireless | 100 / 100 |
May also be available: Hotwire Communications, Optimum Communications, T-Mobile USA.
Based on FCC filings for 129 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ROCKWALL serves 55,250 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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