Rockwall County property record for 1745 Gem Dr, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,764 sqft · built 2023 |
| Lot Size | 0.176 acres (7,673 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,686 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R118086 |
| Primary APN | R118086 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,764 sqft Living Area |
| Gross Area | 4,724 sqft |
| 1st Floor Area | 3,764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 7,673 sqft (0.176 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Porch | Covered Porch |
| Porch Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1745 GEM DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GIDEON GROVE PHASE 2, BLOCK D, LOT 7 |
| Legal Subdivision | GIDEON GROVE PHASE 2 |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 40202 |
Source: Rockwall County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1745 GEM DR, ROCKWALL, TX 75087-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DIGITAL FCU |
| Nov 17, 2022 | Vendor's Lien, Transfer · Commercial Mortgage CIERA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 22, 2023 |
| Transfer Doc | 0000014100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Aug 23, 2023 |
| Property Address | 1745 GEM DR, ROCKWALL, TX 75087-1006 |
| Document Number | 0000014166 |
| Map Reference | FILE 20220000006324 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 20230000014166 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1745 GEM DR, ROCKWALL, TX 75087-1006 |
| Document Number | 0000014167 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 20230000014167 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2038 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Nov 17, 2022 |
| Property Address | 1745 GEM DR, ROCKWALL, TX 75087-1006 |
| Document Number | 0000024732 |
| Map Reference | FILE 20220000006324 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 20220000024732 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5310 HARVEST HILL RD STE 162, 162, DALLAS, TX 75230-5829 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024733 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 20220000024733 |
| Name | CIERA BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $648,655 (-8.6%) Land $100,000 Building $548,655 | $648,655 (-8.6%) Land $100,000 Building $548,655 | |
| 2025 | $9,686.00 (-11.74%) Homeowner's exemption | $709,681 Land $100,000 Building $609,681 | $709,681 Land $100,000 Building $609,681 |
| 2024 | $10,974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
May also be available: Hotwire Communications, Optimum, T-Mobile.
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