1804 Gem Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 1804 Gem Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3,262 sqft · built 2024
Lot Size	0.173 acres (7,539 sqft)
Owner	Individual Name on File
Last Sale	$758,100 (Jan 2025)
Tax Bill	$8,692 (2025)
Deeds & Mortgages	Jan 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R118053`

Property Details

APN / Parcel Number

Primary APN	`R118053`
Alternative APNs	`S3728-000C-0009-00-0R` `118053`

Interior

Stories	1 Story
Building Area	3,262 sqft Living Area
Gross Area	4,076 sqft
1st Floor Area	3,262 sqft

Exterior

Lot Area	7,539 sqft (0.173 acres)
Garage Type	Attached
Garage Area	655 sqft
Porch	Covered Porch
Porch Area	231 sqft

Location & Zoning

Street Address	1804 GEM DR
City	ROCKWALL
State	TX
Zip	75087-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIDEON GROVE PHASE 2, BLOCK C, LOT 9
Legal Subdivision	GIDEON GROVE PHASE 2
Legal Block	C
Legal Lot Number	9
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1023
Census Tract	40202

Owner

Source: Rockwall County records · APN R118053

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1804 GEM DR, ROCKWALL, TX 75087-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2025 · Amount on Record
Deed Sale	Jan 02, 2025 · Amount on Record
Deed Document Number	202541
Record Updated	Sep 20, 2026

January 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 02, 2025
Property Address	1804 GEM DR, ROCKWALL, TX 75087-1010
Document Number	0000000041
Map Reference	FILE 20220000006324
Instrument Date	Dec 30, 2024
Instrument	20250000000041
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 17, 2025
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14400 THE LAKES BLVD # BLVDC-200, BLVDC-200, PFLUGERVILLE, TX 78660-4641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 GEM DR, ROCKWALL, TX 75087-1010

Mortgage

Document Number	0000000042
Date	Jan 02, 2025
Instrument	20250000000042

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,918 (-8.45%) Land $100,000 Building $491,918	$591,918 (-8.45%) Land $100,000 Building $491,918
2025	$8,692.00 (+492.91%) Homeowner's exemption	$646,576 Land $100,000 Building $546,576	$646,576 Land $100,000 Building $546,576
2024	$1,466.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
3 Rooms Communications Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Optimum Communications, T-Mobile USA.

Based on FCC filings for 129 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOUNT ZION WSC serves 2,028 people
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.