Black Hawk County property record for 1802 Waterloo Rd, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 1925 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Oct 2018) |
| Tax Bill | $2,056 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-13-277-010 |
| Primary APN | 8914-13-277-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Attic | Attic |
| Attic Area | 414 sqft |
| Basement Area | 920 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1802 WATERLOO RD |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-4360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PFEIFFER PLACE LOT 95 & EASE |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 13 |
| Legal Subdivision | PFEIFFER PLACE |
| Legal Lot Number | 95 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2400 |
1802 Waterloo Rd is owned by an individual who bought it in October 2018.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1709 E RIDGEWOOD DR, CEDAR FALLS, IA 50613-4545 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| Oct 29, 2018 | Warranty Deed, Transfer UNIVERSITY OF IOWA CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on File |
| Deed Sale | Oct 29, 2018 · Amount on File |
| Prior Sale | Apr 22, 2005 · Amount on File |
| Deed Document Number | 2018201900006919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1802 WATERLOO RD, CEDAR FALLS, IA 50613-4360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202601503 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026-01503 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 800, NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 4, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 29, 2018 |
| Property Address | 1802 WATERLOO RD, CEDAR FALLS, IA 50613-4360 |
| Document Number | 201900006919 |
| Instrument Date | May 29, 2018 |
| Instrument | 201900006919 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 531, WATERLOO, IA 50701 |
| Investor | Possibly a Property Investor |
| Document Number | 201900006920 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 201900006920 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1802 Waterloo Rd was $2,056, up 2.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,056.00 (+2.29%) | $136,980 Land $21,830 Building $115,150 | $136,980 Land $21,830 Building $115,150 |
| 2024 | $2,010.00 | ||
| 2023 | $124,950 (+19.91%) Land $21,830 Building $103,120 | $124,950 Land $21,830 Building $103,120 | |
| 2022 | $1,924.00 | $104,200 Land $21,830 Building $82,370 | |
| 2021 | $104,200 Land $21,830 Building $82,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1802 Waterloo Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1993–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1802 Waterloo Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| GigFire Fixed Wireless | 100 / 20 |
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