Black Hawk County property record for 1910 Waterloo Rd, Cedar Falls, IA 50613
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 1,728 sqft · built 1967 |
| Lot Size | 0.144 acres (6,260 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,840 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-18-157-009 |
| Primary APN | 8913-18-157-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Total Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Game Room | Game Room |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,260 sqft (0.144 acres) |
| Lot Dimensions | 73 ft deep x 20 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1910 WATERLOO RD |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-4430 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | HOMEWOOD ADDITION NWLY 20.5 FT SWLY 79 FT LOT 17 ALL LOT 18 EXC THAT PART THEREOF DES AS FOL COMM AT THE MOST ELY COR SAID |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 18 |
| Legal Subdivision | HOMEWOOD ADDITION |
| Legal Lot Number | 17-18,A |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2400 |
1910 Waterloo Rd, a duplex, is owned by a company.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1108, CEDAR FALLS, IA 50613-0049 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FARMERS STATE BANK |
| Sep 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1910 WATERLOO RD, CEDAR FALLS, IA 50613-4430 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202200013580 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 202200013580 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 29, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 8, 2017 |
| Property Address | 1910 WATERLOO RD, CEDAR FALLS, IA 50613-4430 |
| Document Number | 201800004333 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 2018-00004333 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | WESTERN, CEDAR FALLS, IA 50613 |
| Name | Verified Name |
|---|---|
| Address | 2016 PARRISH ST, CEDAR FALLS, IA 50613-4736 |
| Document Number | 201800004334 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 2018-00004334 |
| Name | FIRST SECURITY STATE BANK |
|---|---|
| Type | Bank |
| Address | CEDAR FALLS, IA 50613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1910 Waterloo Rd was $2,840, up 3.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,840.00 (+3.12%) | $189,130 Land $21,000 Building $168,130 | $189,130 Land $21,000 Building $168,130 |
| 2024 | $2,754.00 | ||
| 2023 | $171,140 (+15.37%) Land $21,000 Building $150,140 | $171,140 Land $21,000 Building $150,140 | |
| 2022 | $2,738.00 | $148,340 Land $21,000 Building $127,340 | |
| 2021 | $148,340 Land $21,000 Building $127,340 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1910 Waterloo Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1993–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1910 Waterloo Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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