1705 Waterloo Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1705 Waterloo Rd, Cedar Falls, IA 50613

Property Summary

Property TypeCommercial
Details3,600 sqft · built 1946
Lot Size0.267 acres (11,620 sqft)
OwnerCompany Name on File
Tax Bill$9,658 (2025)
Flood ZoneZone X (minimal risk)
APN8914-13-278-015

Property Details

APN / Parcel Number

Primary APN8914-13-278-015

Interior

Stories1 Story
Building Area3,600 sqft Gross Area
FlooringCeramic Tile
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialConcrete Block
Roof MaterialAsphalt
Lot Area11,620 sqft (0.267 acres)
Lot Dimensions83 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1705 WATERLOO RD
CityCEDAR FALLS
StateIA
Zip50613-4357
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionADAMS & MARKLEY SUBDIVISION PT LOT 4 COM AT NW COR TH SE ON SW LINE WATERLOO ST 170.3 FT TH SW AT RT ANG 132 FT TH SE PAR
Legal Range14W
Legal Township89N
Legal Section13
Legal SubdivisionADAMS & MARKLEY SUBDIVISION
Legal Lot Number4
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group1
Census Block1035
Census Tract2301

Owner

1705 Waterloo Rd, a commercial property, is owned by a company.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordCompany Name on File
Mailing Address2906 WILLOW LN, CEDAR FALLS, IA 50613-5945
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1705 Waterloo Rd was $9,658, up 24.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,658.00 (+24.17%)$367,210 Land $37,180 Building $330,030$367,210 Land $37,180 Building $330,030
2024$7,778.00
2023$300,010 (+80.36%) Land $37,180 Building $262,830$300,010 Land $37,180 Building $262,830
2022$4,000.00$166,340 Land $32,540 Building $133,800
2021$166,340 Land $32,540 Building $133,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1705 Waterloo Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims13 (2008–2020)
Claims Outside the SFHA4 of 13
Most Recent ClaimFeb 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1705 Waterloo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
GigFire
Fixed Wireless
100 / 20

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