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18012 Three Rivers Rd, Biloxi, MS 39532 Property Records

Harrison County property record for 18012 Three Rivers Rd, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,004 sqft · built 1982
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Sep 2017)
Tax Bill$553 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1005-05-007.001

Property Details

APN / Parcel Number

Primary APN1005-05-007.001
Alternative APN
  • 107779

Interior

Full Baths2 Baths
Building Area3,004 sqft Adjusted Area
1st Floor Area1,248 sqft
2nd Floor Area435 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area52,272 sqft (1.2 acres)
Deck Area664 sqft
Gazebo324 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number107779
Street Address18012 THREE RIVERS RD
CityBILOXI
StateMS
Zip39532-9275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.2 AC(C) BEG 570 FT S OF INTER OF S MAR OF HWY 67 & E MAR OF THREE RIVERS RD E 280 FT S 181 FT W 275 FT TO RD N ALONG RD 181
Legal Range10
Legal Township06
Legal Section05
Legal SubdivisionLIFE ESTATE
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group3
Census Block3006
Census Tract3409

Owner

Source: Harrison County records · APN 1005-05-007.001

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18012 THREE RIVERS RD, BILOXI, MS 39532-9275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 20, 2017 · Amount on Record
Deed SaleSep 20, 2017 · Amount on Record
Deed Document Number2017-0006517-D-J1
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address18012 THREE RIVERS RD, BILOXI, MS 39532-9275
Transaction TypeMortgage
Record UpdatedNov 06, 2025
Title CompanyREAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210007430TJ1
DateJun 11, 2021
Instrument2021-0007430-T-J1
Lender
NameLOANDEPOT COM LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$553.00 (+0.18%) Homeowner's exemption$14,688 (+4.73%)$146,881 (+4.72%) Land $18,064 Building $128,817
2024$552.00 (-0.72%)
2023$556.00 (-0.71%) Homeowner's exemption$14,025$140,254 Land $16,422 Building $123,832
2022$560.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harrison County (28047C), as of April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470034093, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskHigh
above 76% of the US · above 93% of Mississippi
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Coast Electric Power Association
Fiber		2,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Telapex.

Based on FCC filings for 7 locations within half a mile of this property.

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