1707 Sutherland Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 1707 Sutherland Rd, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,145 sqft · built 1994
Lot Size	0.32 acres (13,934 sqft)
Owner	Individual Name on File
Last Sale	$376,960 (Nov 2025)
Tax Bill	$2,259 (2025)
Deeds & Mortgages	Nov 2025 Sale Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11588-325-000`

Property Details

APN / Parcel Number

Primary APN	`11588-325-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,145 sqft Living Area
Gross Area	2,651 sqft
1st Floor Area	2,145 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,934 sqft (0.32 acres)
Garage Type	Attached
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	768 sqft
Porch	Screened/Unfinished Porch
Porch Area	16 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1707 SUTHERLAND RD
City	LYNN HAVEN
State	FL
Zip	32444-5389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	MOWAT HIGHLANDS PHASE IV LOT 16 BLK G ORB 3620 P 43
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	MOWAT HIGHLANDS PHASE I
Legal Phase	4
Legal Block	G
Legal Lot Number	16
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

1707 Sutherland Rd is owned and occupied by an individual who bought it in November 2025.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1707 SUTHERLAND RD, LYNN HAVEN, FL 32444-5389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Warranty Deed, Transfer UNKNOWN, BLUE MARLIN TITLE GROUP LLC
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Jun 30, 2014 · Amount on File
Deed Document Number	202564430
Deed Book / Page	4970 / 998
Prior Transfer Date	Jun 4, 2012
Prior Transfer Doc	0034241601
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 5, 2025
Property Address	1707 SUTHERLAND RD, LYNN HAVEN, FL 32444-5389
Document Number	0049700998
Book / Page	4970 / 998
Map Reference	MB 16 PG 20
Instrument Date	Nov 3, 2025
Instrument	2025064430
Transaction Type	Transfer
Record Updated	Nov 24, 2025
Title Company	UNKNOWN, BLUE MARLIN TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$2,639.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 FAIRWAY XING, FREEPORT, FL 32439-6267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 SUTHERLAND RD, LYNN HAVEN, FL 32444-5389

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1707 SUTHERLAND RD, LYNN HAVEN, FL 32444-5389
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 SUTHERLAND RD, LYNN HAVEN, FL 32444-5389

Mortgage

Document Number	0046221026
Date	Oct 19, 2022
Book Page	4622/1026
Instrument	2022076586

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1707 Sutherland Rd was $2,259, down 7.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,259.00 (-7.23%) Homeowner's exemption	$191,795 (+2.9%)	$266,048 (+6.73%) Land $63,500 Building $202,548
2024	$2,435.00 (+3.57%) Homeowner's exemption	$186,390 (+3%)	$249,263 (+2.24%) Land $56,300 Building $192,963
2023	$2,351.00 (+16.21%) Homeowner's exemption	$180,961 (+4.97%)	$243,796 (+23.5%) Land $48,755 Building $195,041
2022	$2,023.00 Homeowner's exemption	$172,396	$197,398 Land $37,839 Building $159,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1707 Sutherland Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1707 Sutherland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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