1801 Panorama Dr, Todd, NC 28684 Property Records

Ashe County property record for 1801 Panorama Dr, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1979
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (May 2022)
Tax Bill	$984 (2026)
Deeds & Mortgages	Aug 2018 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04163-028-119`

Property Details

APN / Parcel Number

Primary APN	`04163-028-119`
Alternative APNs	`042943210931` `103225` `111932`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,560 sqft Heated Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Lot Area	56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	111932
Old Parcel Number	04163028119
Street Address	1801 PANORAMA DR
City	TODD
State	NC
Zip	28684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.30 AC (DB 498/964)
Legal Subdivision	SKYLAND WATERS SUBDIVISION
Legal Lot Number	10
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	4
Census Block	4026
Census Tract	970701

Owner

1801 Panorama Dr is owned by two individuals who bought it in May 2022.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2333 EVERSTONE RD, WAKE FOREST, NC 27587-3459
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2018	Deed of Trust, Mortgage LIFESTORE BANK
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Mar 4, 2014 · Amount on File
Deed Document Number	20222591
Deed Book / Page	541 / 1319
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1801 PANORAMA DR, TODD, NC 28684
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000493/0000000844
Date	Aug 2, 2018
Book Page	0000000493/0000000844
Instrument	000000003425

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	May 12, 2022
Property Address	1801 PANORAMA DR, TODD, NC 28684
Document Number	00541/1319
Book / Page	541 / 1319
Map Reference	MB 2 PG 174
Instrument Date	May 2, 2022
Instrument	2591
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7502 CARIGNAN CT, KERNERSVILLE, NC 27284-6722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2333 EVERSTONE RD, WAKE FOREST, NC 27587-3459

Mortgage

Document Number	0000002593
Date	May 12, 2022
Instrument	2593

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2026 property tax bill for 1801 Panorama Dr was $984.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$984.00	$184,400 (-) Land $35,000 Building $149,400	$184,400 (-) Land $35,000 Building $149,400
2025	$984.00	$184,400 Land $35,000 Building $149,400	$184,400 Land $35,000 Building $149,400
2023	$947.00 (+9.48%)	$184,400 (+52.02%) Land $35,000 Building $149,400	$184,400 (+52.02%) Land $35,000 Building $149,400
2022	$865.00	$121,300 Land $30,000 Building $91,300	$121,300 Land $30,000 Building $91,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1801 Panorama Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1801 Panorama Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Panorama Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures