1504 Panorama Dr, Todd, NC 28684 Property Records

Ashe County property record for 1504 Panorama Dr, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1991
Lot Size	0.58 acres (25,411 sqft)
Owner	Individual Name on Record
Last Sale	$125,500 (Oct 2006)
Tax Bill	$889 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04163-028-028`

Property Details

APN / Parcel Number

Primary APN	`04163-028-028`
Alternative APNs	`042943223306` `23406`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	912 sqft Heated Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Lot Area	25,411 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	23406
Old Parcel Number	04163028028
Street Address	1504 PANORAMA DR
City	TODD
State	NC
Zip	28684-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 FROM BROWN-COE-WILLETTE RT 1100 (PRIVATE)
Legal Subdivision	SKYLAND WATER SUBDIVISION
Legal Lot Number	23
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	4
Census Block	4022
Census Tract	970701

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1504 PANORAMA DR, TODD, NC 28684-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 16, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2006 · Amount on Record
Deed Sale	Oct 13, 2006 · Amount on Record
Deed Document Number	20067726
Deed Book / Page	354 / 2389
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1504 PANORAMA DR, TODD, NC 28684-9323
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000518/690
Date	Oct 14, 2020
Book Page	518/690
Instrument	5229

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1504 PANORAMA DR, TODD, NC 28684-9323
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 PANORAMA DR, TODD, NC 28684-9323

Mortgage

Document Number	00519/1813
Date	Nov 16, 2020
Book Page	519/1813
Instrument	5969

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$889.00	$166,600 (-) Land $25,000 Building $141,600	$166,600 (-) Land $25,000 Building $141,600
2025	$889.00 (+3.86%)	$166,600 (-) Land $25,000 Building $141,600	$166,600 (-) Land $25,000 Building $141,600
2023	$856.00 (+12.63%)	$166,600 (+60.97%) Land $25,000 Building $141,600	$166,600 (+60.97%) Land $25,000 Building $141,600
2022	$760.00	$103,500 Land $20,000 Building $83,500	$103,500 Land $20,000 Building $83,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Panorama Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures