1251 Panorama Dr, Todd, NC 28684 Property Records

Ashe County property record for 1251 Panorama Dr, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1974
Lot Size	0.82 acres (35,839 sqft)
Owner	Company Name on Record
Last Sale	$47,900 (Aug 2019)
Tax Bill	$986 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`04163-028-071`

Property Details

APN / Parcel Number

Primary APN	`04163-028-071`
Alternative APNs	`042943225096` `111229`

Interior

Plumbing Fixtures	13 Plumbing Fixtures
Building Area	1,560 sqft Heated Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Lot Area	35,839 sqft (0.82 acres)

Location & Zoning

Account Number	111229
Old Parcel Number	04163028071
Street Address	1251 PANORAMA DR
City	TODD
State	NC
Zip	28684-9389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 RT 1100 (PRIVATE)
Legal Subdivision	SKYLAND WATERS SUBDIVISION
Legal Lot Number	3
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	4
Census Block	4026
Census Tract	970701

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 102, TODD, NC 28684-0102
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT FSB
Aug 7, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Deed Document Number	20193384
Deed Book / Page	503 / 465
Prior Transfer Date	May 22, 2008
Prior Transfer Doc	00383/0039
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1251 PANORAMA DR, TODD, NC 28684-9389
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00518/1387
Date	Oct 21, 2020
Book Page	518/1387
Instrument	5384

Lender

Name	PIEDMONT FSB
Type	Bank
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ASHE NC
Recording Date	Aug 7, 2019
Property Address	1251 PANORAMA DR, TODD, NC 28684-9389
Document Number	000503/465
Book / Page	503 / 465
Instrument Date	Aug 7, 2019
Instrument	3384
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 102, TODD, NC 28684-0102
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$986.00	$184,700 (-) Land $25,000 Building $159,700	$184,700 (-) Land $25,000 Building $159,700
2025	$986.00 (+3.9%)	$184,700 (-) Land $25,000 Building $159,700	$184,700 (-) Land $25,000 Building $159,700
2023	$949.00 (+12.98%)	$184,700 (+57.86%) Land $25,000 Building $159,700	$184,700 (+57.86%) Land $25,000 Building $159,700
2022	$840.00	$117,000 Land $20,000 Building $97,000	$117,000 Land $20,000 Building $97,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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