1801 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1801 Massachusetts Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,440 sqft · built 1989
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2024)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone A (high risk)
APN	`11-26-30-4950-0001-0450`

Property Details

APN / Parcel Number

Primary APN	`11-26-30-4950-0001-0450`
Alternative APNs	`263011495000010450` `84251`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	516 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1801 MASSACHUSETTS AVE
City	SAINT CLOUD
State	FL
Zip	34769-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	S L & I C PB B PG 2 W 175 FT OF LOT 45 LESS N 10 FT OF E 470.27 FT OF LOT 45
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	450
Legal Lot Number	45
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2025
Census Tract	43303

Owner

Source: Osceola County assessment roll, APN 11-26-30-4950-0001-0450, as of November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1801 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-5105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Deed Document Number	202434873
Deed Book / Page	6567 / 21
Prior Transfer Date	Oct 29, 2013
Prior Transfer Doc	0045242736
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1801 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-5105
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	NOT AVAILABLE, MAGNOLIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-5105

Mortgage

Document Number	0065670022
Date	Mar 18, 2024
Book Page	6567/22
Instrument	2024034874

Lender

Name	STEVEN A MCCORKLE AND THEODORA E MCCORKL
Type	Non-Lending Institution
Address	25579 HANNA LN, CUSTER, SD 57730

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate	5%

Tax Assessment & Valuation

Source: Osceola County assessment roll as of November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,431.00 (+200.87%)	$178,737 (+110.19%)	$317,300 (+4.34%) Land $71,300 Building $246,000
2024	$808.00 (+4.66%)
2023	$772.00 (+6.04%) Homeowner's exemption	$85,037 (+3%)	$304,100 (+57.81%) Land $63,400 Building $240,700
2022	$728.00 Homeowner's exemption	$82,561	$192,700 Land $52,800 Building $139,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 309 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.