1800 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1800 Massachusetts Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 1990
Lot Size	0.289 acres (12,588 sqft)
Owner	2 Individual Names on File
Last Sale	$36,300 (Jul 2019)
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jul 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-30-5510-0001-0470`

Property Details

APN / Parcel Number

Primary APN	`11-26-30-5510-0001-0470`
Alternative APNs	`263011551000010470` `84349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,411 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,588 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	393 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1800 MASSACHUSETTS AVE
City	SAINT CLOUD
State	FL
Zip	34769-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS3
Legal Description	WILLIAMS ADDN PB 1 PG 42 LOTS 47 & 48 & N 15 FT OF LOT 46 & S 15 FT OF VAC WILLIAMS ST ABUTTING LOT 48
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	WILLIAMS ADD TO ST CLOUD
Legal Tract	5510
Legal Block	470
Legal Lot Number	47
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2025
Census Tract	43303

Owner

1800 Massachusetts Ave is owned and occupied by two individuals who bought it in July 2019.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1800 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-5110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Warranty Deed, Transfer BRANCH BK&TR
Jul 31, 2019	Warranty Deed, Transfer STEWART TITLE
Jul 31, 2019	Warranty Deed, Transfer STEWART TITLE
Jul 31, 2019	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Jul 31, 2019 · Amount on File
Deed Document Number	201998433
Deed Book / Page	5565 / 1324
Prior Transfer Date	Dec 20, 2006
Prior Transfer Doc	0033642041
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2019
Property Address	1800 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-5110
Document Number	0055651324
Book / Page	005565 / 001324
Instrument Date	Jul 29, 2019
Instrument	98433
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$254.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1800 MASSACHUSETTS AVE ST CLOUD FL 347695110, ST CLOUD, FL 34769-5110

Mortgage

Document Number	55651325
Date	Jul 31, 2019
Book Page	005565/001325
Instrument	98434

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2034

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2019
Property Address	1800 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-5110
Document Number	0055651321
Book / Page	005565 / 001321
Instrument Date	Jul 29, 2019
Instrument	98430
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$254.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1800 MASSACHUSETTS AVE ST CLOUD FL 347695110, ST CLOUD, FL 34769-5110

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2019
Property Address	1800 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-5110
Document Number	0055651323
Book / Page	005565 / 001323
Instrument Date	Jul 29, 2019
Instrument	98432
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$254.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1800 MASSACHUSETTS AVE ST CLOUD FL 347695110, ST CLOUD, FL 34769-5110

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2019
Property Address	1800 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-5110
Document Number	0055651322
Book / Page	005565 / 001322
Instrument Date	Jul 29, 2019
Instrument	98431
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$254.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1800 MASSACHUSETTS AVE ST CLOUD FL 347695110, ST CLOUD, FL 34769-5110

Tax Assessment & Valuation

The 2025 property tax bill for 1800 Massachusetts Ave was $4,227, up 6.7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,227.00 (+6.74%)	$262,700 Land $45,000 Building $217,700	$262,700 Land $45,000 Building $217,700
2024	$3,960.00 (+9.91%)
2023	$3,603.00 (+11.48%)	$231,900 (+14.52%) Land $35,000 Building $196,900	$231,900 (+14.52%) Land $35,000 Building $196,900
2022	$3,232.00	$202,500 Land $35,000 Building $167,500	$202,500 Land $35,000 Building $167,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1800 Massachusetts Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1800 Massachusetts Ave is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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