Osceola County property record for 1704 Massachusetts Ave, Saint Cloud, FL 34769
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 4 ba · 2,115 sqft · built 2005 |
| Lot Size | 0.258 acres (11,282 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (Dec 2017) |
| Tax Bill | $7,391 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1126300051000D0030 |
| Primary APN | 1126300051000D0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,115 sqft Heated Area |
| Gross Area | 2,874 sqft |
| 1st Floor Area | 2,115 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,282 sqft (0.258 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 273 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 234 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 120171 |
|---|---|
| Street Address | 1704 MASSACHUSETTS AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5108 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | SR2 |
| Legal Description | C W DOOPS ADDN PB 1 PG 51 BLK D LOTS 3-5 & THE N 5 1/2 FT OF LOT 6 ORD #2004-05 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | ST CLOUD MULTIFAM SOUTH |
| Legal Tract | 51 |
| Legal Block | D |
| Legal Lot Number | 3-6 5 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 43303 |
1704 Massachusetts Ave, a residential property, is owned by an individual who bought it in December 2017.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3603-25 TOWN CENTRE CRT TORONTO ON, XX |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OPTIONWIDE FINANCIAL CORP |
| Dec 6, 2017 | Warranty Deed, Transfer EQUITABLE TITLE/W ORLANDO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2017 · Amount on File |
| Deed Sale | Dec 6, 2017 · Amount on File |
| Deed Document Number | 2017172827 |
| Deed Book / Page | 5249 / 0225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1704 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-5108 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 25 TOWN CENTRE CRT #3603 3603, 3603, THORNTON, CA 95686 |
| Document Number | 0062071464 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 6207/1464 |
| Instrument | 2022071072 |
| Name | OPTIONWIDE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 6, 2017 |
| Property Address | 1704 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-5108 |
| Document Number | 0052490225 |
| Book / Page | 005249 / 000225 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 172827 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | EQUITABLE TITLE/W ORLANDO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,792.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3603-25 TOWN CENTRE COURT |
The 2025 property tax bill for 1704 Massachusetts Ave was $7,391.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,391.00 | $465,200 Land $60,000 Building $405,200 | $465,200 Land $60,000 Building $405,200 |
| 2023 | $6,592.00 (+18.65%) | $463,300 (+35.87%) Land $52,000 Building $411,300 | $463,300 (+35.87%) Land $52,000 Building $411,300 |
| 2022 | $5,556.00 | $341,000 Land $52,000 Building $289,000 | $341,000 Land $52,000 Building $289,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1704 Massachusetts Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1704 Massachusetts Ave is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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