Osceola County property record for 1801 11th St, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 704 sqft Living Area |
| Lot Size | 10,018 sqft (0.23 acres) |
| Garage | 264 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2023) |
| Tax Bill | $2,010.00 (2025) |
| Primary APN | 01-26-30-0001-0193-0010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 704 sqft Living Area |
| Gross Area | 800 sqft Gross Area |
| 1st Floor | 624 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Custom Design Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 10,018 sqft (0.23 acres) |
| Depth X Width | 100 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 264 sqft Garage |
| Porch Area | 176 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 1801 11TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3606 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 193 LOTS 1-4 LESS W 50 FT 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 193 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0193-0010
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1801 11TH ST, SAINT CLOUD, FL 34769-3606 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Nov 14, 2022 | Warranty Deed, Transfer · Commercial Mortgage PS FUNDING INC |
| Oct 29, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Sep 01, 2020 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| May 30, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ANGEL OAK HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Prior Sale | Nov 14, 2022 · Amount on Record |
| Deed Doc Number | 202363610 |
| Deed Book / Page | 6409 / 969 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 18, 2023 |
| Property Address | 1801 11TH ST, SAINT CLOUD, FL 34769-3606 |
| Document Number | 0064090969 |
| Book / Page | 6409 / 969 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023063610 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1801 11TH ST, SAINT CLOUD, FL 34769-3606 |
| Document Number | 0006409971 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 6409/971 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 14, 2022 |
| Property Address | 1801 11TH ST, SAINT CLOUD, FL 34769-3606 |
| Document Number | 0063140968 |
| Book / Page | 6314 / 968 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Oct 06, 2022 |
| Instrument | 2022165220 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | HOMEPRO TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,176.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1087 ARDMORE ST, 1087, SAINT AUGUSTINE, FL 32092-3423 |
| Name | Verified Name |
|---|---|
| Address | 18011 11TH STREET, SAINT CLOUD, FL 34769 |
| Document Number | 0006314970 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 6314/970 |
| Name | PS FUNDING INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1801 11TH ST, SAINT CLOUD, FL 34769-3606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1801 11TH ST, SAINT CLOUD, FL 34769-3606 |
| Document Number | 0058220198 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 5822/198 |
| Instrument | 2020146702 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1801 11TH ST, SAINT CLOUD, FL 34769-3606 |
| Document Number | 0058211910 |
| Instrument Date | Sep 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1801 11TH ST ST CLOUD FL 347693606, ST CLOUD, FL 34769-3606 |
| Document Number | 0058211910 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 005821/001910 |
| Instrument | 146443 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Rate | 3.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 30, 2018 |
| Property Address | 1801 11TH ST, SAINT CLOUD, FL 34769-3606 |
| Document Number | 0053412258 |
| Book / Page | 5341 / 2258 |
| Map Reference | MB B PGS33&34 |
| Instrument Date | May 29, 2018 |
| Instrument | 2018084088 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | EQUITABLE TITLEOF WEST ORLAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $837.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1801 11TH ST, SAINT CLOUD, FL 34769-3606 |
| Document Number | 2018084089 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018084089 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,010.00 (-19.18%) Homeowner's exemption | $155,200 (+12.55%) Land $55,000 Building $100,200 | $155,200 (+12.55%) Land $55,000 Building $100,200 |
| 2023 | $2,487.00 (+20.9%) | $137,900 (+15.2%) Land $50,000 Building $87,900 | $137,900 (+15.2%) Land $50,000 Building $87,900 |
| 2022 | $2,057.00 | $119,700 Land $45,000 Building $74,700 | $119,700 Land $45,000 Building $74,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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