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1523 11th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1523 11th St, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,025 sqft · built 1925
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on File
Last Sale$71,000 (Aug 2016)
Tax Bill$2,524 (2025)
Deeds & MortgagesApr 2026 Sale
Apr 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0190-0230

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0190-0230
Alternative APNs
  • 263001000101900230
  • 78172

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,025 sqft Living Area
Gross Area1,669 sqft
1st Floor Area1,025 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1523 11TH ST
CitySAINT CLOUD
StateFL
Zip34769-3639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 190 LOTS 23 & 24 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block190
Legal Lot Number23
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0190-0230

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address700 FLORIDA AVE, SAINT CLOUD, FL 34769-3346
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Correction Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 23, 2026Correction Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 13, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2016 · Amount on Record
Deed SaleAug 25, 2016 · Amount on Record
Prior SaleMar 20, 2003 · Amount on Record
Deed Document Number2016129896
Deed Book / Page5014 / 1078
Last Transfer DateApr 17, 2026
Transfer Doc0069600903
Record UpdatedSep 20, 2026

April 2026: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateApr 23, 2026
Property Address1523 11TH ST, SAINT CLOUD, FL 34769-3639
Document Number0000054082
Book / Page6960 / 903
Instrument DateApr 17, 2026
Instrument2026.54082
Transaction TypeTransfer
Record UpdatedMay 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address700 FLORIDA AVE, SAINT CLOUD, FL 34769-3346

April 2026: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateApr 23, 2026
Property Address1523 11TH ST, SAINT CLOUD, FL 34769-3639
Document Number0069600903
Book / Page6960 / 903
Instrument DateApr 17, 2026
Instrument202654082
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address700 FLORIDA AVE, SAINT CLOUD, FL 34769-3346

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 13, 2026
Property Address1523 11TH ST, SAINT CLOUD, FL 34769-3639
Document Number0069362755
Book / Page6936 / 2755
Map ReferenceMB BB PG 33&34
Instrument DateMar 05, 2026
Instrument2026033361
Transaction TypeTransfer
Record UpdatedMar 26, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address700 FLORIDA AVE, SAINT CLOUD, FL 34769-3346

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 FLORIDA AVE, SAINT CLOUD, FL 34769-3346

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1523 11TH ST, SAINT CLOUD, FL 34769-3639
Transaction TypeMortgage
Record UpdatedApr 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 FLORIDA AVE, SAINT CLOUD, FL 34769-3346

Mortgage

Document Number0061810895
DateMar 28, 2022
Book Page6181/895
Instrument2022049149
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,524.00 (+8.05%)$154,600 (+14.77%) Land $56,600 Building $98,000$154,600 (+14.77%) Land $56,600 Building $98,000
2024$2,336.00 (+9.11%)
2023$2,141.00 (+11.8%)$134,700 (+15.62%) Land $47,200 Building $87,500$134,700 (+15.62%) Land $47,200 Building $87,500
2022$1,915.00$116,500 Land $39,300 Building $77,200$116,500 Land $39,300 Building $77,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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