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1425 11th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1425 11th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1982
Square Footage820 sqft Heated Area
Lot Size3,049 sqft (0.069 acres)
OccupancyOwner Occupied
Last Sale$130,500 (2020)
Tax Bill$707.00 (2025)

Property Details

APN / Parcel Number

Primary APN78164
Alternative APN
  • 012630000101890219

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area820 sqft Heated Area
Gross Area1,272 sqft Gross Area
1st Floor735 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1982
Exterior MaterialVinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,049 sqft (0.069 acres)
Depth X Width35 ft x 90 ft Depth x Width
Garage TypeDetached - Finished Garage

Exterior Amenities

FenceFence
Patio Area96 sqft Patio
PorchEnclosed Porch
Porch Area97 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number78164
Street Address1425 11TH ST
CitySAINT CLOUD
StateFL
Zip34769-3714
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 189 W 35 FT LOTS 21 - 24 LESS S 10 FT LOT 21 ORB 577 PG 477 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD DOWNTOWN BUSINESS DISTRICT
Legal Tract1
Legal Block189
Legal Lot Number21-24 22
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2013
Census Tract43500

Owner

Source: Osceola County records · APN 78164

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1425 11TH ST, SAINT CLOUD, FL 34769-3714
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jul 05, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Jul 09, 2018Warranty Deed, Transfer · Conventional Mortgage
PARTNERS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 2020 · Amount on Record
Deed SaleSep 02, 2020 · Amount on Record
Prior SaleJul 09, 2018 · Amount on Record
Deed Doc Number2020116714
Deed Book / Page5786 / 977
Record RefreshedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 02, 2020
Property Address1425 11TH ST, SAINT CLOUD, FL 34769-3714
Document Number0057860977
Book / Page5786 / 977
Map ReferenceMB 903 PG 780
Instrument DateAug 28, 2020
Instrument2020116714
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$913.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1425 11TH ST, 1425, SAINT CLOUD, FL 34769-3714

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 11TH ST, SAINT CLOUD, FL 34769-3714

Mortgage

Document Number0005786978
DateSep 02, 2020
Instrument5786/978
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 05, 2018
Property Address1425 11TH ST, SAINT CLOUD, FL 34769-3714
Document Number0053620702
Book / Page005362 / 000702
Instrument DateJun 29, 2018
Instrument102958
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$693.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 13TH ST #140 ST CLOUD FL 347696724, 140, ST CLOUD, FL 34769-6724

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 09, 2018
Property Address1425 11TH ST, SAINT CLOUD, FL 34769-3714
Document Number0053630729
Book / Page5363 / 0729
Map ReferenceMB B PG33&34
Instrument DateJun 29, 2018
Instrument2018104003
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$920.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4417 13TH ST # ST140, 4417, SAINT CLOUD, FL 34769-6724

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 11TH ST, SAINT CLOUD, FL 34769-3714

Mortgage

Document Number2018104004
DateJul 09, 2018
Instrument2018104004
Lender
NamePARTNERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$707.00 (+15.15%) Homeowner's exemption$82,401 (+8.05%)$109,000 (+15.1%) Land $14,300 Building $94,700
2023$614.00 (+4.6%) Homeowner's exemption$76,263 (+3%)$94,700 (+18.08%) Land $11,900 Building $82,800
2022$587.00 Homeowner's exemption$74,042$80,200 Land $9,900 Building $70,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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