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180 Ridgeview Cir, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 180 Ridgeview Cir, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,372 sqft · built 1955
Lot Size0.413 acres (17,990 sqft)
Owner2 Individual Names on File
Tax Bill$4,848 (2025)
Deeds & MortgagesMay 2025 Line of Credit
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APNM:27B-12725 B:3 L:0

Property Details

APN / Parcel Number

Primary APNM:27B-12725 B:3 L:0
Alternative APNs
  • LUDL M:27B B:12725 P:3
  • 7104

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,372 sqft Living Area
Gross Area4,256 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1962
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,990 sqft (0.413 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number7104
Street Address180 RIDGEVIEW CIR
CityLUDLOW
StateMA
Zip01056-2531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES A
Legal Block12725
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1010
Census Tract810404

Owner

Source: Hampden County and Ludlow Town records · APN M:27B-12725 B:3 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address180 RIDGEVIEW CIR, LUDLOW, MA 01056-2531
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 29, 2025Deed of Trust, Mortgage · Line of Credit
WESTFIELD BANK FSB
Aug 31, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2018
Deed SaleAug 31, 2018
Prior SaleJun 12, 1997 · Amount on Record
Deed Document Number201852233
Deed Book / Page22339 / 148
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address180 RIDGEVIEW CIR, LUDLOW, MA 01056-2531
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025879-169
DateMay 29, 2025
Book Page25879/169
Instrument23483
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 01, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateAug 31, 2018
Property Address180 RIDGEVIEW CIR, LUDLOW, MA 01056-2531
Document Number22339-148
Book / Page022339 / 000148
Instrument DateAug 29, 2018
Instrument52233
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address591 GLENDALE RD WILBRAHAM MA 010952332, WILBRAHAM, MA 01095-2332

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,848.00 (+3.28%)$279,400 (+7.67%) Land $87,500 Building $191,900$313,405 (+3.42%)
2024$4,694.00 (+6.78%)$259,500 (+15.18%) Land $87,500 Building $172,000$303,050
2023$4,396.00$225,300 Land $76,800 Building $148,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1996–2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 52 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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