Hampden County and Ludlow Town property record for 170 Ridgeview Cir, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,122 sqft · built 1955 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (May 2021) |
| Tax Bill | $6,111 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:27B-12725 B:4 L:0 |
| Primary APN | M:27B-12725 B:4 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| Gross Area | 3,816 sqft |
| Basement Area | 1,122 sqft |
| Unfinished Basement | 1,122 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,892 sqft (0.273 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7105 |
|---|---|
| Street Address | 170 RIDGEVIEW CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 12725 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 810404 |
170 Ridgeview Cir is owned and occupied by two individuals who bought it in May 2021.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 170 RIDGEVIEW CIR, LUDLOW, MA 01056-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Mar 24, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CTR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on File |
| Deed Sale | May 28, 2021 · Amount on File |
| Prior Sale | Mar 24, 2017 · Amount on File |
| Deed Document Number | 202137032 |
| Deed Book / Page | 23912 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | May 28, 2021 |
| Property Address | 170 RIDGEVIEW CIR, LUDLOW, MA 01056-2531 |
| Document Number | 23912-276 |
| Book / Page | 23912 / 276 |
| Instrument Date | May 28, 2021 |
| Instrument | 37032 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 112 SCHOOL ST, GREENFIELD, MA 01301-2451 |
| Document Number | 37033 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 37033 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 24, 2017 |
| Property Address | 170 RIDGEVIEW CIR, LUDLOW, MA 01056-2531 |
| Document Number | 21614-247 |
| Book / Page | 021614 / 000247 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 15598 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $814.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 21614-249 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 021614/000249 |
| Instrument | 15599 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2047 |
The 2026 property tax bill for 170 Ridgeview Cir was $6,111, up 0.4% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,111.00 (+0.41%) | $381,700 (+8.81%) Land $91,200 Building $290,500 | $339,579 (+5.63%) |
| 2025 | $6,086.00 (+4.97%) | $350,800 (+9.45%) Land $82,900 Building $267,900 | $321,480 (+0.95%) |
| 2024 | $5,798.00 (+6.4%) | $320,500 (+14.75%) Land $82,800 Building $237,700 | $318,440 |
| 2023 | $5,449.00 | $279,300 Land $72,700 Building $206,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 170 Ridgeview Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 170 Ridgeview Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures