180 Lowe St, Tavernier, FL 33070 Property Records

Monroe County property record for 180 Lowe St, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 910 sqft · built 1942
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on File
Last Sale	$437,000 (Oct 2020)
Tax Bill	$4,939 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00566280-000000`

Property Details

APN / Parcel Number

Primary APN	`00566280-000000`
Alternative APNs	`34623800566280000000` `1693383`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	910 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Deck Area	225 sqft
Patio Area	255 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1693383
Old Parcel Number	34623800566280000000
Street Address	180 LOWE ST
City	TAVERNIER
State	FL
Zip	33070-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LT 1 AMD PLAT OF TAVERNIER BCH KEY LARGO OR568-365 OR948-1370 OR1292-2135 OR1634-221 OR1654-264 OR1691-677 OR2221-1767
Legal Range	38E
Legal Township	62S
Legal Section	34
Legal Subdivision	TAVERNIER BEACH AMD
Legal Block	2
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2002
Census Tract	970700

Owner

180 Lowe St is owned and occupied by an individual who bought it in October 2020.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	180 LOWE ST, TAVERNIER, FL 33070-2520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Apr 14, 2015 · Amount on File
Deed Document Number	2284490
Deed Book / Page	3048 / 410
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 5, 2020
Property Address	180 LOWE ST, TAVERNIER, FL 33070-2520
Document Number	0030480410
Book / Page	3048 / 410
Map Reference	MB 1 PG 201
Instrument Date	Oct 1, 2020
Instrument	2284490
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,059.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 BEACH RD, 123, ISLAMORADA, FL 33036-3768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 LOWE ST, TAVERNIER, FL 33070-2520

Mortgage

Document Number	0003048412
Date	Oct 5, 2020
Instrument	3048/412

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$566,871 Land $342,992 Building $223,879	$566,871 Land $342,992 Building $223,879
2024	$4,939.00 (+7.86%)
2023	$4,579.00 (+4.31%)	$519,270 (-0.4%) Land $315,928 Building $203,342	$519,270 (-0.4%) Land $315,928 Building $203,342
2022	$4,390.00	$521,347 Land $315,928 Building $205,419	$521,347 Land $315,928 Building $205,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 Lowe St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 375 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	615 units insured incl. 240 condo units
Nearby Flood Claims	168 (1987–2025)
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 104 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Lowe St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20