Monroe County property record for 146 Lowe St, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 1954 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Apr 2024) |
| Tax Bill | $4,944 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00566080-000000 |
| Primary APN | 00566080-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,400 sqft (0.147 acres) |
| Lot Dimensions | 150 ft deep x 78 ft wide |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 242 sqft |
| Deck Area | 85 sqft |
| Patio Area | 85 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1693189 |
|---|---|
| Street Address | 146 LOWE ST |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | AMD PLAT OF TAVERNIER BCH KEY LARGO PB1-201 PT SQR 1 (PT LOT 11 AND PT LOT 24) OR164-333 OR320-559 OR544-1057 OR1276-2200 OR1276-2202 OR1296-774 OR1301-1538 OR1689-673 OR1852-1546 OR2268-8 OR2759-1554 OR3167-1599 OR3188-1371 OR3272-940 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 34 |
| Legal Subdivision | TAVERNIER BEACH AMD |
| Legal Lot Number | 11,24 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 970700 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9171 STERLING DR, CUTLER BAY, FL 33157-7016 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SUNSHINE FINANCIAL GROUP INC |
| Aug 10, 2022 | Personal Representative Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Prior Sale | Sep 8, 2015 · Amount on Record |
| Deed Document Number | 20242458979 |
| Deed Book / Page | 3272 / 917 |
| Prior Transfer Date | Nov 21, 2006 |
| Prior Transfer Doc | 0022680008 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 146 LOWE ST, TAVERNIER, FL 33070-2520 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 146 LOWE ST, TAVERNIER, FL 33070-2520 |
| Document Number | 0032720919 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 3272/919 |
| Instrument | 2458980 |
| Name | SUNSHINE FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | 370 MIRACLE MILE, CORAL GABLES, FL 33134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 10, 2022 |
| Property Address | 146 LOWE ST, TAVERNIER, FL 33070-2520 |
| Document Number | 0031881371 |
| Book / Page | 3188 / 1371 |
| Map Reference | MB 1 PG 201 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2387075 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 194 CARROLL ST, 194, ISLAMORADA, FL 33036-3620 |
| Name | Verified Name |
|---|---|
| Address | 146 LOWE ST, TAVERNIER, FL 33070-2520 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $523,120 (+4.12%) Land $332,128 Building $190,992 | $523,120 (+4.12%) Land $332,128 Building $190,992 | |
| 2024 | $4,944.00 (+5.01%) | ||
| 2023 | $4,708.00 (+74.76%) | $502,421 (+64.06%) Land $300,288 Building $202,133 | $502,421 (-0.97%) Land $300,288 Building $202,133 |
| 2022 | $2,694.00 Homeowner's exemption | $306,250 | $507,321 Land $300,288 Building $207,033 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 615 units insured incl. 240 condo units |
| Nearby Flood Claims | 168 (1987–2025) |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures