150 Lowe St, Tavernier, FL 33070 Property Records

Monroe County property record for 150 Lowe St, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,222 sqft · built 1988
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Feb 2012)
Tax Bill	$2,654 (2024)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00566080-000100`

Property Details

APN / Parcel Number

Primary APN	`00566080-000100`
Alternative APNs	`34623800566080000100` `8749881`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,222 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Florida Room
Porch Area	963 sqft
Patio Area	173 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8749881
Street Address	150 LOWE ST
City	TAVERNIER
State	FL
Zip	33070-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	AMD PLAT OF TAVERNIER BCH PB1-201 KEY LARGO PT SQR 1 (PT LOT 24) OR1072-977 OR1091-1835/36C OR1276-2198/99 OR1276-2202/23 OR1296-774/77F/J OR1301-1538/41F/J OR1481-1350/51 OR1985-1391 OR2556-362 OR2769-697
Legal Range	38E
Legal Township	62S
Legal Section	34
Legal Subdivision	TAVERNIER BEACH AMD
Legal Lot Number	24
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2021
Census Tract	970700

Owner

150 Lowe St is owned and occupied by an individual who acquired it in October 2015.

Source: Monroe County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	150 LOWE ST, TAVERNIER, FL 33070-2520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2012 · Amount on File
Deed Sale	Feb 21, 2012 · Amount on File
Prior Sale	Mar 22, 2004 · Amount on File
Deed Document Number	20121870868
Deed Book / Page	2556 / 362
Last Transfer Date	Oct 13, 2015
Transfer Doc	0027690697
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	150 LOWE ST, TAVERNIER, FL 33070-2520
Document Number	0028602408
Book / Page	002860 / 002408
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 LOWE ST TAVERNIER FL 330702520, TAVERNIER, FL 33070-2520

Mortgage

Document Number	0028602408
Date	Jun 22, 2017
Book Page	002860/002408
Instrument	2128297

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	KEY WEST, FL 33040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 21, 2027

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,379	$530,901 Land $298,275 Building $232,626
2024	$2,654.00 (+5.57%)
2023	$2,514.00 (+2.4%) Homeowner's exemption	$247,559 (+3%)	$417,162 (-0.01%) Land $243,800 Building $173,362
2022	$2,455.00 Homeowner's exemption	$240,349	$417,202 Land $243,800 Building $173,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 Lowe St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 375 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	615 units insured incl. 240 condo units
Nearby Flood Claims	168 (1987–2025)
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 104 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 Lowe St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20